Compare Today’s Mortgage Rates in Heflin, Alabama 36264
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Heflin, Alabama 36264.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,846 over the lifetime of your 30-year fixed loan, or a monthly savings of $25 in Heflin and other areas of Cleburne county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Heflin, Alabama 36264
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Heflin, Alabama 36264
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Heflin, AL 36264. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Heflin, Alabama 36264 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Heflin, Alabama and around Cleburne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Heflin, Alabama 36264
For those searching for a new home in Heflin, we have compiled a list of the top mortgage brokers located in and around Heflin, Alabama 36264 to assist you with your search.
Name
Address
Contact
J C Shelton
1318 Pelham Rd S
Jacksonville AL 36264
(256) 435-7900
World Finance
814 Pelham Rd S
Jacksonville AL 36264
(256) 435-7700
http://www.worldacceptance.com/
TitleMax Title Loans
1630 Pelham Rd S
Jacksonville AL 36264
(256) 782-3275
webinquiries@titlemax.com
Firststate Bank Mortgage Center
88760 Highway 9
Lineville AL 36264
(256) 396-5208
Big Money
2180 Montgomery Hwy
Dothan AL 36264
(334) 792-2678
Address
1318 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7900
Address
814 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7700
http://www.worldacceptance.com/
Address
1630 Pelham Rd S
Jacksonville AL
Contact
(256) 782-3275
webinquiries@titlemax.com