Compare Today’s Mortgage Rates for Helena, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Helena, Alabama 35080. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,982 or $22 / month in Helena and other areas of Shelby county.

Our search engine explores all home mortgage options in Helena, Alabama 35080, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Helena, Alabama 35080

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Helena, AL 35080, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Helena, Alabama 35080 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Helena, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Helena, Alabama 35080

If you’re looking to buy a new home in Helena, we have compiled a list of the leading mortgage brokers around Helena, Alabama 35080 to help you with your search.

Name
Address
Contact

Accent Mortgage

5109 Shamrock Dr

Helena AL 35080

(205) 216-0300

Acopia Home Loans

408 Laurel Woods Trce

Helena AL 35080

(205) 358-3400

Bud Weber Mortgage

168 Chestnut Ln

Helena AL 35080

(205) 426-6454

michael@webermortgage.org

I 20 Development

168 Chestnut Ln

Helena AL 35080

(205) 426-6454

Charter Funding

511 Creekside Ct

Helena AL 35080

(205) 216-0136

Address

5109 Shamrock Dr

Helena AL

Contact

(205) 216-0300

Address

408 Laurel Woods Trce

Helena AL

Contact

(205) 358-3400

Address

168 Chestnut Ln

Helena AL

Contact

(205) 426-6454

michael@webermortgage.org

News on Mortgages and Reverse Mortgages for Helena, Alabama 35080