Compare Today’s Mortgage Rates for Henagar, Alabama

Pureloan searches mortgage lenders and major banks in Henagar, Alabama 35978 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,994 or $8 / month is expected in Henagar and other areas of De Kalb county.

Pureloan’s search engine explores all home mortgage options in Henagar, Alabama 35978, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Henagar, Alabama 35978

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Henagar, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Henagar, AL 35978, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Henagar, AL

Historical Mortgage Rates for Henagar, Alabama 35978 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Henagar, Alabama and around De Kalb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Henagar, Alabama 35978

If you’re looking to buy a new home in Henagar, we have compiled a list of the leading mortgage brokers around Henagar, Alabama 35978 to help you with your search.

Name
Address
Contact

World Finance

485 Main St W

Rainsville AL 35978

(256) 638-1808

http://worldacceptance.com

Cash Advance of Rainsville Local

30 Rains Ave

Rainsville AL 35978

(256) 638-6978

Rainsville Finance Co.

180 Main St W

Rainsville AL 35978

(256) 638-6375

Quic!oans

150 Industrial Blvd

Leesburg AL 35978

(256) 526-7131

http://stores.creditcorptitle.com/al/leesburg/150-industrial-blvd-24311.html

Leesburg Finance

5620 Weiss Lake Blvd

Leesburg AL 35978

(256) 526-8097

Address

485 Main St W

Rainsville AL

Contact

(256) 638-1808

http://worldacceptance.com

Address

30 Rains Ave

Rainsville AL

Contact

(256) 638-6978

Address

180 Main St W

Rainsville AL

Contact

(256) 638-6375

News on Mortgages and Reverse Mortgages for Henagar, Alabama 35978