Compare Today’s Mortgage Rates for Henagar, Alabama
Pureloan searches mortgage lenders and major banks in Henagar, Alabama 35978 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,994 or $8 / month is expected in Henagar and other areas of De Kalb county.
Pureloan’s search engine explores all home mortgage options in Henagar, Alabama 35978, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Henagar, Alabama 35978
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Henagar, AL
To forecast and predict mortgage rates in Henagar, AL 35978, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Henagar, Alabama 35978 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Henagar, Alabama and around De Kalb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Henagar, Alabama 35978
If you’re looking to buy a new home in Henagar, we have compiled a list of the leading mortgage brokers around Henagar, Alabama 35978 to help you with your search.
Name
Address
Contact
World Finance
485 Main St W
Rainsville AL 35978
(256) 638-1808
http://worldacceptance.com
Cash Advance of Rainsville Local
30 Rains Ave
Rainsville AL 35978
(256) 638-6978
Rainsville Finance Co.
180 Main St W
Rainsville AL 35978
(256) 638-6375
Quic!oans
150 Industrial Blvd
Leesburg AL 35978
(256) 526-7131
http://stores.creditcorptitle.com/al/leesburg/150-industrial-blvd-24311.html
Leesburg Finance
5620 Weiss Lake Blvd
Leesburg AL 35978
(256) 526-8097
Address
485 Main St W
Rainsville AL
Contact
(256) 638-1808
http://worldacceptance.com
Address
30 Rains Ave
Rainsville AL
Contact
(256) 638-6978
Address
180 Main St W
Rainsville AL
Contact
(256) 638-6375