Compare Today’s Mortgage Rates for Higdon, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Higdon, Alabama 35979. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,673 or $10 / month in Higdon and surrounding areas of Jackson county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Higdon, Alabama 35979.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Higdon, Alabama 35979

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Higdon, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Higdon, AL 35979, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Higdon, AL

Historical Mortgage Rates for Higdon, Alabama 35979 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Higdon, Alabama and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Higdon, Alabama 35979

If you’re looking to buy a new home in Higdon, we have compiled a list of the leading mortgage brokers around Higdon, Alabama 35979 to help you with your search.

Name
Address
Contact

World Finance

485 Main St W

Rainsville AL 35979

(256) 638-1808

http://worldacceptance.com

Cash Advance of Rainsville Local

30 Rains Ave

Rainsville AL 35979

(256) 638-6978

Rainsville Finance Co.

180 Main St W

Rainsville AL 35979

(256) 638-6375

Quic!oans

150 Industrial Blvd

Leesburg AL 35979

(256) 526-7131

http://stores.creditcorptitle.com/al/leesburg/150-industrial-blvd-24311.html

Leesburg Finance

5620 Weiss Lake Blvd

Leesburg AL 35979

(256) 526-8097

Address

485 Main St W

Rainsville AL

Contact

(256) 638-1808

http://worldacceptance.com

Address

30 Rains Ave

Rainsville AL

Contact

(256) 638-6978

Address

180 Main St W

Rainsville AL

Contact

(256) 638-6375

News on Mortgages and Reverse Mortgages for Higdon, Alabama 35979