Compare Today’s Mortgage Rates for Higdon, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Higdon, Alabama 35979. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,160 or $12 / month in Higdon and surrounding areas of Jackson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Higdon, Alabama 35979.
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Summary of Average Mortgage Terms in Higdon, Alabama 35979
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Higdon, AL 35979, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Higdon, Alabama 35979 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Higdon, Alabama and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Higdon, Alabama 35979
If you’re looking to buy a new home in Higdon, we have compiled a list of the leading mortgage brokers around Higdon, Alabama 35979 to help you with your search.
Name
Address
Contact
World Finance
485 Main St W
Rainsville AL 35979
(256) 638-1808
http://worldacceptance.com
Cash Advance of Rainsville Local
30 Rains Ave
Rainsville AL 35979
(256) 638-6978
Rainsville Finance Co.
180 Main St W
Rainsville AL 35979
(256) 638-6375
Quic!oans
150 Industrial Blvd
Leesburg AL 35979
(256) 526-7131
http://stores.creditcorptitle.com/al/leesburg/150-industrial-blvd-24311.html
Leesburg Finance
5620 Weiss Lake Blvd
Leesburg AL 35979
(256) 526-8097
Address
485 Main St W
Rainsville AL
Contact
(256) 638-1808
http://worldacceptance.com
Address
30 Rains Ave
Rainsville AL
Contact
(256) 638-6978
Address
180 Main St W
Rainsville AL
Contact
(256) 638-6375