Compare Today’s Mortgage Rates for Holly Pond, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Holly Pond, Alabama 35083. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Holly Pond and surrounding areas of Cullman county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Holly Pond, Alabama 35083.

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Summary of Average Mortgage Terms in Holly Pond, Alabama 35083

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Holly Pond, AL 35083, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Holly Pond, Alabama 35083 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Holly Pond, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Holly Pond, Alabama 35083

If you’re looking to buy a new home in Holly Pond, we have compiled a list of the leading mortgage brokers around Holly Pond, Alabama 35083 to help you with your search.

Name
Address
Contact

Easy Auto Finance

4052 Helena Rd

Helena AL 35083

(205) 620-5577

Charter Funding

511 Creekside Ct

Helena AL 35083

(205) 216-0136

I 20 Development

168 Chestnut Ln

Helena AL 35083

(205) 426-6454

Bud Weber Mortgage

168 Chestnut Ln

Helena AL 35083

(205) 426-6454

michael@webermortgage.org

Acopia Home Loans

408 Laurel Woods Trce

Helena AL 35083

(205) 358-3400

Address

4052 Helena Rd

Helena AL

Contact

(205) 620-5577

Address

511 Creekside Ct

Helena AL

Contact

(205) 216-0136

Address

168 Chestnut Ln

Helena AL

Contact

(205) 426-6454

News on Mortgages and Reverse Mortgages for Holly Pond, Alabama 35083