Compare Today’s Mortgage Rates in Holly Pond, Alabama 35083
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Holly Pond, Alabama 35083.
Our search engine thoroughly explores all home mortgage options in Holly Pond, Alabama 35083, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,043 in lifetime cash or $25 per month in Holly Pond and other areas of Cullman county.
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Summary of Average Mortgages in Holly Pond, Alabama 35083
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Holly Pond, Alabama 35083
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Holly Pond, AL 35083. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Holly Pond, Alabama 35083 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Holly Pond, Alabama and around Cullman county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.35% | 95.10% | 94.82% | 94.07% | 92.16% | 89.83% | 90.87% | 89.90% | 91.34% |
| avg mortgage rate | 6.56% | 4.69% | 3.08% | 3.45% | 4.46% | 4.69% | 4.26% | 3.99% | 4.17% |
| % 15 year fixed mortgage | 3.09% | 4.06% | 4.22% | 4.52% | 6.46% | 6.83% | 7.07% | 8.31% | 6.45% |
| avg mortgage rate | 5.94% | 3.82% | 2.46% | 2.89% | 3.87% | 4.05% | 3.52% | 3.20% | 3.33% |
| Avg credit score | 745.20 | 753.36 | 756.05 | 759.79 | 750.40 | 752.93 | 750.33 | 746.89 | 749.94 |
| Avg LTV (loan to value) | 82.03% | 83.32% | 85.15% | 85.58% | 85.00% | 83.82% | 83.39% | 84.49% | 84.95% |
| Avg DTI (debt to income) | 37.04 | 35.15 | 32.91 | 32.67 | 33.61 | 33.30 | 33.63 | 31.15 | 31.59 |
| % First time homebuyer | 40.45% | 31.00% | 29.15% | 30.74% | 32.71% | 25.44% | 19.00% | 25.24% | 23.09% |
| Avg mortgage insurance % | 14.53% | 14.41% | 16.09% | 16.00% | 15.22% | 14.91% | 14.12% | 14.99% | 15.78% |
Best Mortgage Brokers around Holly Pond, Alabama 35083
For those searching for a new home in Holly Pond, we have compiled a list of the top mortgage brokers located in and around Holly Pond, Alabama 35083 to assist you with your search.
Name
Address
Contact
Easy Auto Finance
4052 Helena Rd
Helena AL 35083
(205) 620-5577
Charter Funding
511 Creekside Ct
Helena AL 35083
(205) 216-0136
I 20 Development
168 Chestnut Ln
Helena AL 35083
(205) 426-6454
Bud Weber Mortgage
168 Chestnut Ln
Helena AL 35083
(205) 426-6454
michael@webermortgage.org
Acopia Home Loans
408 Laurel Woods Trce
Helena AL 35083
(205) 358-3400
Address
4052 Helena Rd
Helena AL
Contact
(205) 620-5577
Address
511 Creekside Ct
Helena AL
Contact
(205) 216-0136
Address
168 Chestnut Ln
Helena AL
Contact
(205) 426-6454