Compare Today’s Mortgage Rates for Huntsville, Alabama
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Huntsville, Alabama 35899. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $23,063 or $64 / month in Huntsville and surrounding areas of Madison county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Huntsville, Alabama 35899.
No suitable program is found
Summary of Average Mortgage Terms in Huntsville, Alabama 35899
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Huntsville, Alabama 35899
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Historical Mortgage Rates for Huntsville, Alabama 35899 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Huntsville, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| % 10 year fixed mortgage | 0.68% | 0.76% | ||||||
| avg mortgage rate | 3.06% | 3.38% | ||||||
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg Combined LTV (loan to value) | 77.44% | 79.58% | 82.44% | 82.74% | 83.47% | 84.15% | 84.47% | 84.26% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Huntsville, Alabama 35899
If you’re looking to buy a new home in Huntsville, we have compiled a list of the leading mortgage brokers around Huntsville, Alabama 35899 to help you with your search.
Name
Address
Contact
Network Funding
604 Madison St SE
Huntsville AL 35899
(256) 428-8888
http://nflp.com/huntsville/
Tri-Star Association
604C Madison St SE
Huntsville AL 35899
(256) 428-8888
Acopia Home Loans
120 Holmes Ave NE
Huntsville AL 35899
(256) 517-8998
Menlow Park Funding
502 Cleveland Ave NW
Huntsville AL 35899
(256) 427-5626
First Bank Mortgage Partners
507 Drake Ave SW
Huntsville AL 35899
(256) 539-1559
mortgageinfo@firstbankonline.com
Address
604 Madison St SE
Huntsville AL
Contact
(256) 428-8888
http://nflp.com/huntsville/
Address
604C Madison St SE
Huntsville AL
Contact
(256) 428-8888
Address
120 Holmes Ave NE
Huntsville AL
Contact
(256) 517-8998