Compare Today’s Mortgage Rates for Huntsville, Alabama

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Huntsville, Alabama 35899. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $23,063 or $64 / month in Huntsville and surrounding areas of Madison county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Huntsville, Alabama 35899.

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Summary of Average Mortgage Terms in Huntsville, Alabama 35899

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Huntsville, Alabama 35899 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Huntsville, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
% 10 year fixed mortgage 0.68% 0.76%
avg mortgage rate 3.06% 3.38%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg Combined LTV (loan to value) 77.44% 79.58% 82.44% 82.74% 83.47% 84.15% 84.47% 84.26%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Huntsville, Alabama 35899

If you’re looking to buy a new home in Huntsville, we have compiled a list of the leading mortgage brokers around Huntsville, Alabama 35899 to help you with your search.

Name
Address
Contact

Network Funding

604 Madison St SE

Huntsville AL 35899

(256) 428-8888

http://nflp.com/huntsville/

Tri-Star Association

604C Madison St SE

Huntsville AL 35899

(256) 428-8888

Acopia Home Loans

120 Holmes Ave NE

Huntsville AL 35899

(256) 517-8998

Menlow Park Funding

502 Cleveland Ave NW

Huntsville AL 35899

(256) 427-5626

First Bank Mortgage Partners

507 Drake Ave SW

Huntsville AL 35899

(256) 539-1559

mortgageinfo@firstbankonline.com

Address

604 Madison St SE

Huntsville AL

Contact

(256) 428-8888

http://nflp.com/huntsville/

Address

604C Madison St SE

Huntsville AL

Contact

(256) 428-8888

Address

120 Holmes Ave NE

Huntsville AL

Contact

(256) 517-8998

News on Mortgages and Reverse Mortgages for Huntsville, Alabama 35899