Compare Today’s Mortgage Rates for Huntsville, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Huntsville, Alabama 35897. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $16,320 or $45 / month in Huntsville and other areas of Madison county.
Our search engine explores all home mortgage options in Huntsville, Alabama 35897, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Huntsville, Alabama 35897
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Interactive Mortgage Rate Projections for Huntsville, AL
To forecast and predict mortgage rates in Huntsville, AL 35897, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Huntsville, Alabama 35897 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Huntsville, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Huntsville, Alabama 35897
If you’re looking to buy a new home in Huntsville, we have compiled a list of the leading mortgage brokers around Huntsville, Alabama 35897 to help you with your search.
Name
Address
Contact
Home Mortgage of America Inc.
3810 Sullivan Rd NW
Huntsville AL 35897
(256) 551-0797
3D Financial
2320 Memorial Pkwy NW
Huntsville AL 35897
(256) 535-0805
Priority Auto Sales
2051 Max Luther Dr NW
Huntsville AL 35897
(256) 270-7525
Community Loans Of America
2316 Memorial Pkwy NW
Huntsville AL 35897
(256) 539-7731
Titlemax
2910 Pike Ave NW
Huntsville AL 35897
(256) 858-6129
Address
3810 Sullivan Rd NW
Huntsville AL
Contact
(256) 551-0797
Address
2320 Memorial Pkwy NW
Huntsville AL
Contact
(256) 535-0805
Address
2051 Max Luther Dr NW
Huntsville AL
Contact
(256) 270-7525