Compare Today’s Mortgage Rates for Huntsville, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Huntsville, Alabama 35899. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,865 or $16 / month in Huntsville and other areas of Madison county.
Our search engine explores all home mortgage options in Huntsville, Alabama 35899, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Huntsville, Alabama 35899
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Huntsville, AL 35899, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Huntsville, Alabama 35899 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Huntsville, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Huntsville, Alabama 35899
If you’re looking to buy a new home in Huntsville, we have compiled a list of the leading mortgage brokers around Huntsville, Alabama 35899 to help you with your search.
Name
Address
Contact
Network Funding
604 Madison St SE
Huntsville AL 35899
(256) 428-8888
http://nflp.com/huntsville/
Tri-Star Association
604C Madison St SE
Huntsville AL 35899
(256) 428-8888
Acopia Home Loans
120 Holmes Ave NE
Huntsville AL 35899
(256) 517-8998
Menlow Park Funding
502 Cleveland Ave NW
Huntsville AL 35899
(256) 427-5626
First Bank Mortgage Partners
507 Drake Ave SW
Huntsville AL 35899
(256) 539-1559
mortgageinfo@firstbankonline.com
Address
604 Madison St SE
Huntsville AL
Contact
(256) 428-8888
http://nflp.com/huntsville/
Address
604C Madison St SE
Huntsville AL
Contact
(256) 428-8888
Address
120 Holmes Ave NE
Huntsville AL
Contact
(256) 517-8998