Compare Today’s Mortgage Rates for Jackson, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Jackson, Alabama 36545. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,160 or $12 / month in Jackson and surrounding areas of Clarke county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Jackson, Alabama 36545.
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Summary of Average Mortgage Terms in Jackson, Alabama 36545
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Jackson, AL 36545, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Jackson, Alabama 36545 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Jackson, Alabama and around Clarke county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Jackson, Alabama 36545
If you’re looking to buy a new home in Jackson, we have compiled a list of the leading mortgage brokers around Jackson, Alabama 36545 to help you with your search.
Regional Finance Corporation
4405 N College Ave
Jackson AL 36545
(251) 387-6630
OneMain Financial
1453 College Ave
Jackson AL 36545
(251) 246-2431
http://branches.onemainfinancial.com/al/jackson/1453-college-avenue.html
Alabama Title Loans
1021 Coffeeville Rd
Jackson AL 36545
(251) 387-4438
http://www.alabamatitleloansinc.com/
World Finance
216 Walker Springs Rd
Jackson AL 36545
(251) 246-9797
http://www.worldacceptance.com/
Acceptance Loan Co.
2011 College Ave
Jackson AL 36545
(251) 246-0450
http://acceptanceloan.com
Address
4405 N College Ave
Jackson AL
Contact
(251) 387-6630
Address
1453 College Ave
Jackson AL
Contact
(251) 246-2431
http://branches.onemainfinancial.com/al/jackson/1453-college-avenue.html
Address
1021 Coffeeville Rd
Jackson AL
Contact
(251) 387-4438
http://www.alabamatitleloansinc.com/