Compare Today’s Mortgage Rates for Jasper, Alabama
Pureloan searches mortgage lenders and major banks in Jasper, Alabama 35504 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,302 or $15 / month is expected in Jasper and other areas of Walker county.
Pureloan’s search engine explores all home mortgage options in Jasper, Alabama 35504, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Jasper, Alabama 35504
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Jasper, AL 35504, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Jasper, Alabama 35504 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Jasper, Alabama and around Walker county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Jasper, Alabama 35504
If you’re looking to buy a new home in Jasper, we have compiled a list of the leading mortgage brokers around Jasper, Alabama 35504 to help you with your search.
Name
Address
Contact
West Alabama Bank
9669 Curry Hwy
Jasper AL 35504
(205) 221-9288
Title Max
121 Highway 78 W
Jasper AL 35504
(205) 221-2229
Jasper Finance
2801 Viking Dr
Jasper AL 35504
(205) 387-1500
TitleMax
602 Highway 78 W
Jasper AL 35504
(205) 221-2104
mahamilton@hutchesonenterprises.com
Community Loans
1449 Lakewood Dr
Jasper AL 35504
(205) 221-6311
http://www.communityloans.com/
Address
9669 Curry Hwy
Jasper AL
Contact
(205) 221-9288
Address
121 Highway 78 W
Jasper AL
Contact
(205) 221-2229
Address
2801 Viking Dr
Jasper AL
Contact
(205) 387-1500