Compare Today’s Mortgage Rates for Jefferson, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Jefferson, Alabama 36745. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,728 or $10 / month in Jefferson and surrounding areas of Hale county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Jefferson, Alabama 36745.
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Summary of Average Mortgage Terms in Jefferson, Alabama 36745
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Jefferson, AL 36745, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Jefferson, Alabama 36745 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Jefferson, Alabama and around Hale county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Jefferson, Alabama 36745
If you’re looking to buy a new home in Jefferson, we have compiled a list of the leading mortgage brokers around Jefferson, Alabama 36745 to help you with your search.
Marion Bancshares Inc.
601 Washington St
Marion AL 36745
(334) 683-6131
http://marion-bank.com
TitleMax Title Loans
1016 Highland Ave
Selma AL 36745
(334) 877-4409
webinquiries@titlemax.com
TitleBucks Title Loans
1618 Broad St
Selma AL 36745
(334) 877-3741
webinquiries@titlebucks.com
Great American Loans
413 Highland Ave
Selma AL 36745
(334) 875-2365
http://stores.creditcorptitle.com/al/selma/413-highland-avenue-24320.html
1st Franklin Financial
803 Highland Ave
Selma AL 36745
(334) 872-2602
bcheek3@1ffc.com
Address
601 Washington St
Marion AL
Contact
(334) 683-6131
http://marion-bank.com
Address
1016 Highland Ave
Selma AL
Contact
(334) 877-4409
webinquiries@titlemax.com
Address
1618 Broad St
Selma AL
Contact
(334) 877-3741
webinquiries@titlebucks.com