Compare Today’s Mortgage Rates for Joppa, Alabama

Pureloan searches mortgage lenders and major banks in Joppa, Alabama 35087 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,339 or $9 / month is expected in Joppa and other areas of Cullman county.

Pureloan’s search engine explores all home mortgage options in Joppa, Alabama 35087, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Joppa, Alabama 35087

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Joppa, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Joppa, AL 35087, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Joppa, AL

Historical Mortgage Rates for Joppa, Alabama 35087 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Joppa, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Joppa, Alabama 35087

If you’re looking to buy a new home in Joppa, we have compiled a list of the leading mortgage brokers around Joppa, Alabama 35087 to help you with your search.

Name
Address
Contact

Rustyd

291 County Road 1809

Joppa AL 35087

(256) 841-0383

http://rustydllc.com

Acre Mortgage & Financial

7318 Parkway Dr

Leeds AL 35087

(205) 699-3027

Check 'n Go

8901 Weaver Ave

Leeds AL 35087

(205) 699-2935

comments@checkngo.com

Cash Monster

1789 Ashville Rd

Leeds AL 35087

(205) 699-6900

http://www.cashmonster.com

Money Store

8525 Whitfield Ave

Leeds AL 35087

(205) 699-2074

moneyshopinfo@dfguk.com

Address

291 County Road 1809

Joppa AL

Contact

(256) 841-0383

http://rustydllc.com

Address

7318 Parkway Dr

Leeds AL

Contact

(205) 699-3027

Address

8901 Weaver Ave

Leeds AL

Contact

(205) 699-2935

comments@checkngo.com

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