Compare Today’s Mortgage Rates for Joppa, Alabama
Pureloan searches mortgage lenders and major banks in Joppa, Alabama 35087 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,160 or $12 / month is expected in Joppa and other areas of Cullman county.
Pureloan’s search engine explores all home mortgage options in Joppa, Alabama 35087, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Joppa, Alabama 35087
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Joppa, AL 35087, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Joppa, Alabama 35087 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Joppa, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Joppa, Alabama 35087
If you’re looking to buy a new home in Joppa, we have compiled a list of the leading mortgage brokers around Joppa, Alabama 35087 to help you with your search.
Name
Address
Contact
Rustyd
291 County Road 1809
Joppa AL 35087
(256) 841-0383
http://rustydllc.com
Acre Mortgage & Financial
7318 Parkway Dr
Leeds AL 35087
(205) 699-3027
Check 'n Go
8901 Weaver Ave
Leeds AL 35087
(205) 699-2935
comments@checkngo.com
Cash Monster
1789 Ashville Rd
Leeds AL 35087
(205) 699-6900
http://www.cashmonster.com
Money Store
8525 Whitfield Ave
Leeds AL 35087
(205) 699-2074
moneyshopinfo@dfguk.com
Address
291 County Road 1809
Joppa AL
Contact
(256) 841-0383
http://rustydllc.com
Address
7318 Parkway Dr
Leeds AL
Contact
(205) 699-3027
Address
8901 Weaver Ave
Leeds AL
Contact
(205) 699-2935
comments@checkngo.com