Compare Today’s Mortgage Rates for Killen, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Killen, Alabama 35645. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,225 or $15 / month in Killen and other areas of Lauderdale county.
Our search engine explores all home mortgage options in Killen, Alabama 35645, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Killen, Alabama 35645
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Killen, AL 35645, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Killen, Alabama 35645 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Killen, Alabama and around Lauderdale county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Killen, Alabama 35645
If you’re looking to buy a new home in Killen, we have compiled a list of the leading mortgage brokers around Killen, Alabama 35645 to help you with your search.
Name
Address
Contact
Hamilton Mortgage
6651 Highway 72
Killen AL 35645
(256) 757-2887
jim@hamiltonmortgage.net
Shelton Financial Group
5370 Highway 72
Killen AL 35645
(256) 757-4555
sheltonfg@aol.com
Home Lenders-The Shl Killen Br
1687 Highway 72
Killen AL 35645
(256) 757-0669
sheltonfg@aol.com
1st Franklin Financial
114 Jackson Ave N
Russellville AL 35645
(256) 332-5161
bcheek3@1ffc.com
1st Franklin Financial
13830 Highway 43
Russellville AL 35645
(256) 332-7800
address@www.1ffc.com
Address
6651 Highway 72
Killen AL
Contact
(256) 757-2887
jim@hamiltonmortgage.net
Address
5370 Highway 72
Killen AL
Contact
(256) 757-4555
sheltonfg@aol.com
Address
1687 Highway 72
Killen AL
Contact
(256) 757-0669
sheltonfg@aol.com