Compare Today’s Mortgage Rates for Kinston, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Kinston, Alabama 36453. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,177 or $14 / month in Kinston and surrounding areas of Coffee county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Kinston, Alabama 36453.
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Summary of Average Mortgage Terms in Kinston, Alabama 36453
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Kinston, AL 36453, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Kinston, Alabama 36453 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Kinston, Alabama and around Coffee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Kinston, Alabama 36453
If you’re looking to buy a new home in Kinston, we have compiled a list of the leading mortgage brokers around Kinston, Alabama 36453 to help you with your search.
Name
Address
Contact
G O Loans
289 S Jackson St
Grove Hill AL 36453
(251) 275-2222
Hamilton Mortgage
2690 S McKenzie St
Foley AL 36453
(251) 952-4663
Mid America Mortgage South Ala
8112 Bay View Dr
Foley AL 36453
(251) 955-2154
Usa Realty
8605 State Highway 59
Foley AL 36453
(251) 943-6560
usarealty@live.com
North American Title Loans
320 N McKenzie St
Foley AL 36453
(251) 943-9000
https://www.northamericantitleloans.net/Locations/ALABAMA/Foley/320-N-McKenzie-St
Address
289 S Jackson St
Grove Hill AL
Contact
(251) 275-2222
Address
2690 S McKenzie St
Foley AL
Contact
(251) 952-4663
Address
8112 Bay View Dr
Foley AL
Contact
(251) 955-2154