Compare Today’s Mortgage Rates in Kinston, Alabama 36453
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Kinston, Alabama 36453.
Our search engine thoroughly explores all home mortgage options in Kinston, Alabama 36453, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,462 in lifetime cash or $40 per month in Kinston and other areas of Coffee county.
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Summary of Average Mortgages in Kinston, Alabama 36453
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kinston, Alabama 36453
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kinston, AL 36453. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kinston, Alabama 36453 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kinston, Alabama and around Coffee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
% First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Kinston, Alabama 36453
For those searching for a new home in Kinston, we have compiled a list of the top mortgage brokers located in and around Kinston, Alabama 36453 to assist you with your search.
Name
Address
Contact
G O Loans
289 S Jackson St
Grove Hill AL 36453
(251) 275-2222
Hamilton Mortgage
2690 S McKenzie St
Foley AL 36453
(251) 952-4663
Mid America Mortgage South Ala
8112 Bay View Dr
Foley AL 36453
(251) 955-2154
Usa Realty
8605 State Highway 59
Foley AL 36453
(251) 943-6560
usarealty@live.com
North American Title Loans
320 N McKenzie St
Foley AL 36453
(251) 943-9000
https://www.northamericantitleloans.net/Locations/ALABAMA/Foley/320-N-McKenzie-St
Address
289 S Jackson St
Grove Hill AL
Contact
(251) 275-2222
Address
2690 S McKenzie St
Foley AL
Contact
(251) 952-4663
Address
8112 Bay View Dr
Foley AL
Contact
(251) 955-2154