Compare Today’s Mortgage Rates for Lanett, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lanett, Alabama 36863. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,400 or $7 / month in Lanett and other areas of Chambers county.
Our search engine explores all home mortgage options in Lanett, Alabama 36863, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Lanett, Alabama 36863
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lanett, AL 36863, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lanett, Alabama 36863 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lanett, Alabama and around Chambers county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lanett, Alabama 36863
If you’re looking to buy a new home in Lanett, we have compiled a list of the leading mortgage brokers around Lanett, Alabama 36863 to help you with your search.
Name
Address
Contact
Title Cash
1805 S Broad Ave
Lanett AL 36863
(334) 642-1035
contactus@titlecash.com
Credit Central
1106 S Gilmer Ave
Lanett AL 36863
(334) 644-5863
http://www.creditcentralinc.com/
TitleMax Title Loans
2106 S Broad Ave
Lanett AL 36863
(334) 642-1004
webinquiries@titlemax.com
TitleBucks Title Loans
1318 S Gilmer Ave
Lanett AL 36863
(334) 644-3553
webinquiries@titlebucks.com
TitleMax Title Loans
810 13th St
Phenix City AL 36863
(334) 732-0500
webinquiries@titlemax.com
Address
1805 S Broad Ave
Lanett AL
Contact
(334) 642-1035
contactus@titlecash.com
Address
1106 S Gilmer Ave
Lanett AL
Contact
(334) 644-5863
http://www.creditcentralinc.com/
Address
2106 S Broad Ave
Lanett AL
Contact
(334) 642-1004
webinquiries@titlemax.com