Compare Today’s Mortgage Rates for Lapine, Alabama
Pureloan searches mortgage lenders and major banks in Lapine, Alabama 36046 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,991 or $8 / month is expected in Lapine and other areas of Montgomery county.
Pureloan’s search engine explores all home mortgage options in Lapine, Alabama 36046, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Lapine, Alabama 36046
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lapine, AL 36046, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lapine, Alabama 36046 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lapine, Alabama and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lapine, Alabama 36046
If you’re looking to buy a new home in Lapine, we have compiled a list of the leading mortgage brokers around Lapine, Alabama 36046 to help you with your search.
Name
Address
Contact
Trico Financial Service
102 Deatsville Hwy
Millbrook AL 36046
(334) 285-9739
Local Finance
2536 Highway 14
Millbrook AL 36046
(334) 290-2993
Home Mortgage of America
5300 Oak Tree Rd
Millbrook AL 36046
(334) 351-0570
Money Store
3581 Highway 14
Millbrook AL 36046
(334) 285-7990
http://www.themoneystore.com/
Anchor Mortgage Service
5300 Oak Tree Rd
Millbrook AL 36046
(334) 285-5353
http://www.anchormort.com
Address
102 Deatsville Hwy
Millbrook AL
Contact
(334) 285-9739
Address
2536 Highway 14
Millbrook AL
Contact
(334) 290-2993
Address
5300 Oak Tree Rd
Millbrook AL
Contact
(334) 351-0570