Compare Today’s Mortgage Rates for Lester, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lester, Alabama 35647. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,617 or $16 / month in Lester and surrounding areas of Limestone county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lester, Alabama 35647.

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Summary of Average Mortgage Terms in Lester, Alabama 35647

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lester, AL 35647, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lester, Alabama 35647 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lester, Alabama and around Limestone county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lester, Alabama 35647

If you’re looking to buy a new home in Lester, we have compiled a list of the leading mortgage brokers around Lester, Alabama 35647 to help you with your search.

Name
Address
Contact

1st Franklin Financial

114 Jackson Ave N

Russellville AL 35647

(256) 332-5161

bcheek3@1ffc.com

1st Franklin Financial

13830 Highway 43

Russellville AL 35647

(256) 332-7800

address@www.1ffc.com

Mike's Pawn Ii

13499 Highway 43

Russellville AL 35647

(256) 332-2274

mvmhjones@aol.com

World Finance

14001 Highway 43

Russellville AL 35647

(256) 331-3504

wac200@worldacceptance.net

Western Finance Service

14001 Highway 43

Russellville AL 35647

(256) 332-3033

Address

114 Jackson Ave N

Russellville AL

Contact

(256) 332-5161

bcheek3@1ffc.com

Address

13830 Highway 43

Russellville AL

Contact

(256) 332-7800

address@www.1ffc.com

Address

13499 Highway 43

Russellville AL

Contact

(256) 332-2274

mvmhjones@aol.com

News on Mortgages and Reverse Mortgages for Lester, Alabama 35647