Compare Today’s Mortgage Rates for Lester, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lester, Alabama 35647. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,617 or $16 / month in Lester and surrounding areas of Limestone county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lester, Alabama 35647.
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Summary of Average Mortgage Terms in Lester, Alabama 35647
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lester, AL 35647, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lester, Alabama 35647 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lester, Alabama and around Limestone county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lester, Alabama 35647
If you’re looking to buy a new home in Lester, we have compiled a list of the leading mortgage brokers around Lester, Alabama 35647 to help you with your search.
Name
Address
Contact
1st Franklin Financial
114 Jackson Ave N
Russellville AL 35647
(256) 332-5161
bcheek3@1ffc.com
1st Franklin Financial
13830 Highway 43
Russellville AL 35647
(256) 332-7800
address@www.1ffc.com
Mike's Pawn Ii
13499 Highway 43
Russellville AL 35647
(256) 332-2274
mvmhjones@aol.com
World Finance
14001 Highway 43
Russellville AL 35647
(256) 331-3504
wac200@worldacceptance.net
Western Finance Service
14001 Highway 43
Russellville AL 35647
(256) 332-3033
Address
114 Jackson Ave N
Russellville AL
Contact
(256) 332-5161
bcheek3@1ffc.com
Address
13830 Highway 43
Russellville AL
Contact
(256) 332-7800
address@www.1ffc.com
Address
13499 Highway 43
Russellville AL
Contact
(256) 332-2274
mvmhjones@aol.com