Compare Today’s Mortgage Rates for Lincoln, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lincoln, Alabama 35096. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,644 or $13 / month in Lincoln and surrounding areas of Talladega county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lincoln, Alabama 35096.

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Summary of Average Mortgage Terms in Lincoln, Alabama 35096

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lincoln, AL 35096, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lincoln, Alabama 35096 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lincoln, Alabama and around Talladega county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lincoln, Alabama 35096

If you’re looking to buy a new home in Lincoln, we have compiled a list of the leading mortgage brokers around Lincoln, Alabama 35096 to help you with your search.

Name
Address
Contact

Accent Mortgage

2969 Pelham Pkwy

Pelham AL 35096

(205) 216-0300

http://www.accentmtg.com

Quik Pawn Shop

3178 Pelham Pkwy

Pelham AL 35096

(205) 663-2910

customerservice@quikpawnshop.com

Check 'n Go

3018 Pelham Pkwy

Pelham AL 35096

(205) 620-9924

comments@checkngo.com

TitleMax Title Loans

3051 Pelham Pkwy

Pelham AL 35096

(205) 621-9180

webinquiries@titlemax.com

Acceptance Loan Co.

2834 Pelham Pkwy

Pelham AL 35096

(205) 663-5821

tclark@acceptanceloan.com

Address

2969 Pelham Pkwy

Pelham AL

Contact

(205) 216-0300

http://www.accentmtg.com

Address

3178 Pelham Pkwy

Pelham AL

Contact

(205) 663-2910

customerservice@quikpawnshop.com

Address

3018 Pelham Pkwy

Pelham AL

Contact

(205) 620-9924

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Lincoln, Alabama 35096