Compare Today’s Mortgage Rates in Lincoln, Alabama 35096
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lincoln, Alabama 35096.
Our search engine thoroughly explores all home mortgage options in Lincoln, Alabama 35096, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,043 in lifetime cash or $25 per month in Lincoln and other areas of Talladega county.
Summary of Average Mortgages in Lincoln, Alabama 35096
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Interactive Mortgage Rate Projections for Lincoln, Alabama 35096
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lincoln, AL 35096. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lincoln, Alabama 35096 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lincoln, Alabama and around Talladega county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.35% | 95.10% | 94.82% | 94.07% | 92.16% | 89.83% | 90.87% | 89.90% | 91.34% |
avg mortgage rate | 6.56% | 4.69% | 3.08% | 3.45% | 4.46% | 4.69% | 4.26% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.09% | 4.06% | 4.22% | 4.52% | 6.46% | 6.83% | 7.07% | 8.31% | 6.45% |
avg mortgage rate | 5.94% | 3.82% | 2.46% | 2.89% | 3.87% | 4.05% | 3.52% | 3.20% | 3.33% |
Avg credit score | 745.20 | 753.36 | 756.05 | 759.79 | 750.40 | 752.93 | 750.33 | 746.89 | 749.94 |
Avg LTV (loan to value) | 82.03% | 83.32% | 85.15% | 85.58% | 85.00% | 83.82% | 83.39% | 84.49% | 84.95% |
Avg DTI (debt to income) | 37.04 | 35.15 | 32.91 | 32.67 | 33.61 | 33.30 | 33.63 | 31.15 | 31.59 |
% First time homebuyer | 40.45% | 31.00% | 29.15% | 30.74% | 32.71% | 25.44% | 19.00% | 25.24% | 23.09% |
Avg mortgage insurance % | 14.53% | 14.41% | 16.09% | 16.00% | 15.22% | 14.91% | 14.12% | 14.99% | 15.78% |
Best Mortgage Brokers around Lincoln, Alabama 35096
For those searching for a new home in Lincoln, we have compiled a list of the top mortgage brokers located in and around Lincoln, Alabama 35096 to assist you with your search.
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35096
(205) 216-0300
http://www.accentmtg.com
Quik Pawn Shop
3178 Pelham Pkwy
Pelham AL 35096
(205) 663-2910
customerservice@quikpawnshop.com
Check 'n Go
3018 Pelham Pkwy
Pelham AL 35096
(205) 620-9924
comments@checkngo.com
TitleMax Title Loans
3051 Pelham Pkwy
Pelham AL 35096
(205) 621-9180
webinquiries@titlemax.com
Acceptance Loan Co.
2834 Pelham Pkwy
Pelham AL 35096
(205) 663-5821
tclark@acceptanceloan.com
Address
2969 Pelham Pkwy
Pelham AL
Contact
(205) 216-0300
http://www.accentmtg.com
Address
3178 Pelham Pkwy
Pelham AL
Contact
(205) 663-2910
customerservice@quikpawnshop.com
Address
3018 Pelham Pkwy
Pelham AL
Contact
(205) 620-9924
comments@checkngo.com