Compare Today’s Mortgage Rates in Lineville, Alabama 36266
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lineville, Alabama 36266.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lineville, Alabama 36266. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,536 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Lineville and other areas of Clay county.
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Summary of Average Mortgages in Lineville, Alabama 36266
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lineville, Alabama 36266
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lineville, AL 36266. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lineville, Alabama 36266 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lineville, Alabama and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Lineville, Alabama 36266
For those searching for a new home in Lineville, we have compiled a list of the top mortgage brokers located in and around Lineville, Alabama 36266 to assist you with your search.
Name
Address
Contact
Firststate Bank Mortgage Center
88760 Highway 9
Lineville AL 36266
(256) 396-5208
Credit Central
1122 Main St
Roanoke AL 36266
(334) 863-2442
http://www.creditcentralinc.com/
First Stop Title Pawn
1133 Main St
Roanoke AL 36266
(334) 863-7862
775005_afm@uhaul.com
Best Western Inn
2983 Highway 431
Roanoke AL 36266
(334) 863-2100
Western Finance Service
3164 Highway 431
Roanoke AL 36266
(334) 863-7100
Address
88760 Highway 9
Lineville AL
Contact
(256) 396-5208
Address
1122 Main St
Roanoke AL
Contact
(334) 863-2442
http://www.creditcentralinc.com/
Address
1133 Main St
Roanoke AL
Contact
(334) 863-7862
775005_afm@uhaul.com