Compare Today’s Mortgage Rates for Lineville, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lineville, Alabama 36266. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,160 or $12 / month in Lineville and other areas of Clay county.

Our search engine explores all home mortgage options in Lineville, Alabama 36266, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lineville, Alabama 36266

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lineville, AL 36266, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lineville, Alabama 36266 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lineville, Alabama and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lineville, Alabama 36266

If you’re looking to buy a new home in Lineville, we have compiled a list of the leading mortgage brokers around Lineville, Alabama 36266 to help you with your search.

Name
Address
Contact

Firststate Bank Mortgage Center

88760 Highway 9

Lineville AL 36266

(256) 396-5208

Credit Central

1122 Main St

Roanoke AL 36266

(334) 863-2442

http://www.creditcentralinc.com/

First Stop Title Pawn

1133 Main St

Roanoke AL 36266

(334) 863-7862

775005_afm@uhaul.com

Best Western Inn

2983 Highway 431

Roanoke AL 36266

(334) 863-2100

Western Finance Service

3164 Highway 431

Roanoke AL 36266

(334) 863-7100

Address

88760 Highway 9

Lineville AL

Contact

(256) 396-5208

Address

1122 Main St

Roanoke AL

Contact

(334) 863-2442

http://www.creditcentralinc.com/

Address

1133 Main St

Roanoke AL

Contact

(334) 863-7862

775005_afm@uhaul.com

News on Mortgages and Reverse Mortgages for Lineville, Alabama 36266