Compare Today’s Mortgage Rates for Livingston, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Livingston, Alabama 35470. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,160 or $12 / month in Livingston and other areas of Sumter county.
Our search engine explores all home mortgage options in Livingston, Alabama 35470, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Livingston, Alabama 35470
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Livingston, AL 35470, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Livingston, Alabama 35470 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Livingston, Alabama and around Sumter county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Livingston, Alabama 35470
If you’re looking to buy a new home in Livingston, we have compiled a list of the leading mortgage brokers around Livingston, Alabama 35470 to help you with your search.
Southland Services
3120 McFarland Blvd
Northport AL 35470
(205) 333-2872
TitleMax Title Loans
3003 Laurleen B Wallace Blvd
Tuscaloosa AL 35470
(205) 330-1615
webinquiries@titlemax.com
TitleBucks Title Loans
3385 McFarland Blvd
Northport AL 35470
(205) 333-3139
webinquiries@titlebucks.com
OneMain Financial
2300 McFarland Blvd
Northport AL 35470
(205) 333-8998
http://branches.onemainfinancial.com/al/northport/2300-mcfarland-boulevard.html
Springleaf Financial Services
22 McFarland Blvd
Northport AL 35470
(205) 759-5751
compliancehelpline@slfs.com
Address
3120 McFarland Blvd
Northport AL
Contact
(205) 333-2872
Address
3003 Laurleen B Wallace Blvd
Tuscaloosa AL
Contact
(205) 330-1615
webinquiries@titlemax.com
Address
3385 McFarland Blvd
Northport AL
Contact
(205) 333-3139
webinquiries@titlebucks.com