Compare Today’s Mortgage Rates for Livingston, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Livingston, Alabama 35470. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,160 or $12 / month in Livingston and other areas of Sumter county.

Our search engine explores all home mortgage options in Livingston, Alabama 35470, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Livingston, Alabama 35470

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Livingston, AL 35470, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Livingston, Alabama 35470 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Livingston, Alabama and around Sumter county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Livingston, Alabama 35470

If you’re looking to buy a new home in Livingston, we have compiled a list of the leading mortgage brokers around Livingston, Alabama 35470 to help you with your search.

Name
Address
Contact

Southland Services

3120 McFarland Blvd

Northport AL 35470

(205) 333-2872

TitleMax Title Loans

3003 Laurleen B Wallace Blvd

Tuscaloosa AL 35470

(205) 330-1615

webinquiries@titlemax.com

TitleBucks Title Loans

3385 McFarland Blvd

Northport AL 35470

(205) 333-3139

webinquiries@titlebucks.com

OneMain Financial

2300 McFarland Blvd

Northport AL 35470

(205) 333-8998

http://branches.onemainfinancial.com/al/northport/2300-mcfarland-boulevard.html

Springleaf Financial Services

22 McFarland Blvd

Northport AL 35470

(205) 759-5751

compliancehelpline@slfs.com

Address

3120 McFarland Blvd

Northport AL

Contact

(205) 333-2872

Address

3003 Laurleen B Wallace Blvd

Tuscaloosa AL

Contact

(205) 330-1615

webinquiries@titlemax.com

Address

3385 McFarland Blvd

Northport AL

Contact

(205) 333-3139

webinquiries@titlebucks.com

News on Mortgages and Reverse Mortgages for Livingston, Alabama 35470