Compare Today’s Mortgage Rates in Loachapoka, Alabama 36865
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Loachapoka, Alabama 36865.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,409 over the lifetime of your 30-year fixed loan, or a monthly savings of $32 in Loachapoka and other areas of Lee county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Loachapoka, Alabama 36865
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Interactive Mortgage Rate Projections for Loachapoka, Alabama 36865
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Loachapoka, AL 36865. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Loachapoka, Alabama 36865 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Loachapoka, Alabama and around Lee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
% First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Loachapoka, Alabama 36865
For those searching for a new home in Loachapoka, we have compiled a list of the top mortgage brokers located in and around Loachapoka, Alabama 36865 to assist you with your search.
Cash 2 Go
3909 US Highway 80 W
Phenix City AL 36865
(334) 298-0612
contactus@titlecash.com
Loan South Finance Company
3304 US Highway 80 W
Phenix City AL 36865
(334) 480-8876
http://serviceloansouth.com
Regional Finance Corporation
3304 US Highway 80 W
Phenix City AL 36865
(334) 664-9984
http://www.getregionalcash.com/
World Finance
3304 US Highway 80 W
Phenix City AL 36865
(334) 732-2762
http://worldacceptance.com
Cash 2 Go
450 N Broad St
York AL 36865
(205) 392-1361
Address
3909 US Highway 80 W
Phenix City AL
Contact
(334) 298-0612
contactus@titlecash.com
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 480-8876
http://serviceloansouth.com
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 664-9984
http://www.getregionalcash.com/