Compare Today’s Mortgage Rates for Loachapoka, Alabama

Pureloan searches mortgage lenders and major banks in Loachapoka, Alabama 36865 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,953 or $14 / month is expected in Loachapoka and other areas of Lee county.

Pureloan’s search engine explores all home mortgage options in Loachapoka, Alabama 36865, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Loachapoka, Alabama 36865

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Loachapoka, AL 36865, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Loachapoka, Alabama 36865 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Loachapoka, Alabama and around Lee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Loachapoka, Alabama 36865

If you’re looking to buy a new home in Loachapoka, we have compiled a list of the leading mortgage brokers around Loachapoka, Alabama 36865 to help you with your search.

Name
Address
Contact

Cash 2 Go

3909 US Highway 80 W

Phenix City AL 36865

(334) 298-0612

contactus@titlecash.com

Loan South Finance Company

3304 US Highway 80 W

Phenix City AL 36865

(334) 480-8876

http://serviceloansouth.com

Regional Finance Corporation

3304 US Highway 80 W

Phenix City AL 36865

(334) 664-9984

http://www.getregionalcash.com/

World Finance

3304 US Highway 80 W

Phenix City AL 36865

(334) 732-2762

http://worldacceptance.com

Cash 2 Go

450 N Broad St

York AL 36865

(205) 392-1361

Address

3909 US Highway 80 W

Phenix City AL

Contact

(334) 298-0612

contactus@titlecash.com

Address

3304 US Highway 80 W

Phenix City AL

Contact

(334) 480-8876

http://serviceloansouth.com

Address

3304 US Highway 80 W

Phenix City AL

Contact

(334) 664-9984

http://www.getregionalcash.com/

News on Mortgages and Reverse Mortgages for Loachapoka, Alabama 36865