Compare Today’s Mortgage Rates for Loachapoka, Alabama
Pureloan searches mortgage lenders and major banks in Loachapoka, Alabama 36865 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,953 or $14 / month is expected in Loachapoka and other areas of Lee county.
Pureloan’s search engine explores all home mortgage options in Loachapoka, Alabama 36865, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Loachapoka, Alabama 36865
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Loachapoka, AL 36865, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Loachapoka, Alabama 36865 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Loachapoka, Alabama and around Lee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Loachapoka, Alabama 36865
If you’re looking to buy a new home in Loachapoka, we have compiled a list of the leading mortgage brokers around Loachapoka, Alabama 36865 to help you with your search.
Name
Address
Contact
Cash 2 Go
3909 US Highway 80 W
Phenix City AL 36865
(334) 298-0612
contactus@titlecash.com
Loan South Finance Company
3304 US Highway 80 W
Phenix City AL 36865
(334) 480-8876
http://serviceloansouth.com
Regional Finance Corporation
3304 US Highway 80 W
Phenix City AL 36865
(334) 664-9984
http://www.getregionalcash.com/
World Finance
3304 US Highway 80 W
Phenix City AL 36865
(334) 732-2762
http://worldacceptance.com
Cash 2 Go
450 N Broad St
York AL 36865
(205) 392-1361
Address
3909 US Highway 80 W
Phenix City AL
Contact
(334) 298-0612
contactus@titlecash.com
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 480-8876
http://serviceloansouth.com
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 664-9984
http://www.getregionalcash.com/