Compare Today’s Mortgage Rates for Locust Fork, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Locust Fork, Alabama 35097. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,528 or $13 / month in Locust Fork and other areas of Blount county.
Our search engine explores all home mortgage options in Locust Fork, Alabama 35097, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Locust Fork, Alabama 35097
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Locust Fork, AL 35097, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Locust Fork, Alabama 35097 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Locust Fork, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Locust Fork, Alabama 35097
If you’re looking to buy a new home in Locust Fork, we have compiled a list of the leading mortgage brokers around Locust Fork, Alabama 35097 to help you with your search.
Name
Address
Contact
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35097
(205) 216-0300
http://www.accentmtg.com
Quik Pawn Shop
3178 Pelham Pkwy
Pelham AL 35097
(205) 663-2910
customerservice@quikpawnshop.com
Check 'n Go
3018 Pelham Pkwy
Pelham AL 35097
(205) 620-9924
comments@checkngo.com
TitleMax Title Loans
3051 Pelham Pkwy
Pelham AL 35097
(205) 621-9180
webinquiries@titlemax.com
Acceptance Loan Co.
2834 Pelham Pkwy
Pelham AL 35097
(205) 663-5821
tclark@acceptanceloan.com
Address
2969 Pelham Pkwy
Pelham AL
Contact
(205) 216-0300
http://www.accentmtg.com
Address
3178 Pelham Pkwy
Pelham AL
Contact
(205) 663-2910
customerservice@quikpawnshop.com
Address
3018 Pelham Pkwy
Pelham AL
Contact
(205) 620-9924
comments@checkngo.com