Compare Today’s Mortgage Rates for Locust Fork, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Locust Fork, Alabama 35097. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,528 or $13 / month in Locust Fork and other areas of Blount county.

Our search engine explores all home mortgage options in Locust Fork, Alabama 35097, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Locust Fork, Alabama 35097

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Locust Fork, AL 35097, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Locust Fork, Alabama 35097 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Locust Fork, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Locust Fork, Alabama 35097

If you’re looking to buy a new home in Locust Fork, we have compiled a list of the leading mortgage brokers around Locust Fork, Alabama 35097 to help you with your search.

Name
Address
Contact

Accent Mortgage

2969 Pelham Pkwy

Pelham AL 35097

(205) 216-0300

http://www.accentmtg.com

Quik Pawn Shop

3178 Pelham Pkwy

Pelham AL 35097

(205) 663-2910

customerservice@quikpawnshop.com

Check 'n Go

3018 Pelham Pkwy

Pelham AL 35097

(205) 620-9924

comments@checkngo.com

TitleMax Title Loans

3051 Pelham Pkwy

Pelham AL 35097

(205) 621-9180

webinquiries@titlemax.com

Acceptance Loan Co.

2834 Pelham Pkwy

Pelham AL 35097

(205) 663-5821

tclark@acceptanceloan.com

Address

2969 Pelham Pkwy

Pelham AL

Contact

(205) 216-0300

http://www.accentmtg.com

Address

3178 Pelham Pkwy

Pelham AL

Contact

(205) 663-2910

customerservice@quikpawnshop.com

Address

3018 Pelham Pkwy

Pelham AL

Contact

(205) 620-9924

comments@checkngo.com

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