Compare Today’s Mortgage Rates for Lower Peach Tree, Alabama

Pureloan searches mortgage lenders and major banks in Lower Peach Tree, Alabama 36751 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,998 or $11 / month is expected in Lower Peach Tree and other areas of Wilcox county.

Pureloan’s search engine explores all home mortgage options in Lower Peach Tree, Alabama 36751, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lower Peach Tree, Alabama 36751

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lower Peach Tree, AL 36751, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lower Peach Tree, Alabama 36751 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lower Peach Tree, Alabama and around Wilcox county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lower Peach Tree, Alabama 36751

If you’re looking to buy a new home in Lower Peach Tree, we have compiled a list of the leading mortgage brokers around Lower Peach Tree, Alabama 36751 to help you with your search.

Name
Address
Contact

Marion Bancshares Inc.

601 Washington St

Marion AL 36751

(334) 683-6131

http://marion-bank.com

Bank Trust

1431 Gateway Dr

Opelika AL 36751

(334) 745-2113

Local Finance

36 Samford Ave

Opelika AL 36751

(334) 742-0883

East Alabama Credit

3909 Pepperell Pkwy

Opelika AL 36751

(334) 745-2510

trishia@charter.net

Nations Quick Cash

3304 Pepperell Pkwy

Opelika AL 36751

(334) 737-0070

Address

601 Washington St

Marion AL

Contact

(334) 683-6131

http://marion-bank.com

Address

1431 Gateway Dr

Opelika AL

Contact

(334) 745-2113

Address

36 Samford Ave

Opelika AL

Contact

(334) 742-0883

News on Mortgages and Reverse Mortgages for Lower Peach Tree, Alabama 36751