Compare Today’s Mortgage Rates for Loxley, Alabama
Pureloan searches mortgage lenders and major banks in Loxley, Alabama 36551 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,755 or $16 / month is expected in Loxley and other areas of Baldwin county.
Pureloan’s search engine explores all home mortgage options in Loxley, Alabama 36551, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Loxley, Alabama 36551
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Loxley, AL 36551, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Loxley, Alabama 36551 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Loxley, Alabama and around Baldwin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Loxley, Alabama 36551
If you’re looking to buy a new home in Loxley, we have compiled a list of the leading mortgage brokers around Loxley, Alabama 36551 to help you with your search.
Name
Address
Contact
Credit Central
25232 Raynagua Blvd
Loxley AL 36551
(251) 960-1012
http://creditcentralinc.com
Approved Cash Advance
2127 N Hickory St
Loxley AL 36551
(251) 964-5587
paydaychanges@mstpf.com
Approved Cash
2127 N Hickory St
Loxley AL 36551
(251) 207-4457
paydaychanges@mstpf.com
ASAP Title Loans
5007 Highway 43
Mc Intosh AL 36551
(251) 944-2274
Address
25232 Raynagua Blvd
Loxley AL
Contact
(251) 960-1012
http://creditcentralinc.com
Address
2127 N Hickory St
Loxley AL
Contact
(251) 964-5587
paydaychanges@mstpf.com
Address
2127 N Hickory St
Loxley AL
Contact
(251) 207-4457
paydaychanges@mstpf.com