Compare Today’s Mortgage Rates for Mc Calla, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Mc Calla, Alabama 35111. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,644 or $13 / month in Mc Calla and surrounding areas of Shelby county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mc Calla, Alabama 35111.
No suitable program is found
Summary of Average Mortgage Terms in Mc Calla, Alabama 35111
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Mc Calla, Alabama 35111
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Mc Calla, AL 35111, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Mc Calla, Alabama 35111 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Mc Calla, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Mc Calla, Alabama 35111
If you’re looking to buy a new home in Mc Calla, we have compiled a list of the leading mortgage brokers around Mc Calla, Alabama 35111 to help you with your search.
Name
Address
Contact
Title Cash
21322 Highway 11 N
Mc Calla AL 35111
(205) 477-7790
contactus@titlecash.com
Qc Financial Service
4774 Eastern Valley Rd
Mc Calla AL 35111
(205) 477-4452
info@qchi.com
Spinks Financial
1205 Ashville Rd
Montevallo AL 35111
(205) 665-1810
World Finance
732 Main St
Montevallo AL 35111
(205) 679-4060
http://www.worldacceptance.com/
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35111
(205) 216-0300
http://www.accentmtg.com
Address
21322 Highway 11 N
Mc Calla AL
Contact
(205) 477-7790
contactus@titlecash.com
Address
4774 Eastern Valley Rd
Mc Calla AL
Contact
(205) 477-4452
info@qchi.com
Address
1205 Ashville Rd
Montevallo AL
Contact
(205) 665-1810