Compare Today’s Mortgage Rates for Mc Shan, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Mc Shan, Alabama 35471. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,779 or $8 / month in Mc Shan and surrounding areas of Pickens county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mc Shan, Alabama 35471.
Summary of Average Mortgage Terms in Mc Shan, Alabama 35471
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Interactive Mortgage Rate Projections for Mc Shan, AL
To forecast and predict mortgage rates in Mc Shan, AL 35471, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Mc Shan, Alabama 35471 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Mc Shan, Alabama and around Pickens county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Mc Shan, Alabama 35471
If you’re looking to buy a new home in Mc Shan, we have compiled a list of the leading mortgage brokers around Mc Shan, Alabama 35471 to help you with your search.
Southland Services
3120 McFarland Blvd
Northport AL 35471
(205) 333-2872
TitleMax Title Loans
3003 Laurleen B Wallace Blvd
Tuscaloosa AL 35471
(205) 330-1615
webinquiries@titlemax.com
TitleBucks Title Loans
3385 McFarland Blvd
Northport AL 35471
(205) 333-3139
webinquiries@titlebucks.com
OneMain Financial
2300 McFarland Blvd
Northport AL 35471
(205) 333-8998
http://branches.onemainfinancial.com/al/northport/2300-mcfarland-boulevard.html
Springleaf Financial Services
22 McFarland Blvd
Northport AL 35471
(205) 759-5751
compliancehelpline@slfs.com
Address
3120 McFarland Blvd
Northport AL
Contact
(205) 333-2872
Address
3003 Laurleen B Wallace Blvd
Tuscaloosa AL
Contact
(205) 330-1615
webinquiries@titlemax.com
Address
3385 McFarland Blvd
Northport AL
Contact
(205) 333-3139
webinquiries@titlebucks.com