Compare Today’s Mortgage Rates for Meridianville, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Meridianville, Alabama 35759. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,288 or $20 / month in Meridianville and surrounding areas of Madison county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Meridianville, Alabama 35759.
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Summary of Average Mortgage Terms in Meridianville, Alabama 35759
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Meridianville, AL 35759, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Meridianville, Alabama 35759 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Meridianville, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Meridianville, Alabama 35759
If you’re looking to buy a new home in Meridianville, we have compiled a list of the leading mortgage brokers around Meridianville, Alabama 35759 to help you with your search.
World Finance & Tax Service
201 Veterans Dr
Scottsboro AL 35759
(256) 574-6288
wac200@worldacceptance.net
OneMain Financial
1603 S Broad St
Scottsboro AL 35759
(256) 574-2200
http://branches.onemainfinancial.com/al/scottsboro/1603-south-broad.html
Acceptance Loan Co.
1603 S Broad St
Scottsboro AL 35759
(256) 574-4756
http://acceptanceloan.com/
Regions Mortgage
510 E Laurel St
Scottsboro AL 35759
(256) 575-2203
3 D Financial
413 S Broad St
Scottsboro AL 35759
(256) 259-2240
Address
201 Veterans Dr
Scottsboro AL
Contact
(256) 574-6288
wac200@worldacceptance.net
Address
1603 S Broad St
Scottsboro AL
Contact
(256) 574-2200
http://branches.onemainfinancial.com/al/scottsboro/1603-south-broad.html
Address
1603 S Broad St
Scottsboro AL
Contact
(256) 574-4756
http://acceptanceloan.com/