Compare Today’s Mortgage Rates in Meridianville, Alabama 35759
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Meridianville, Alabama 35759.
Our search engine thoroughly explores all home mortgage options in Meridianville, Alabama 35759, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,701 in lifetime cash or $38 per month in Meridianville and other areas of Madison county.
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Summary of Average Mortgages in Meridianville, Alabama 35759
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Meridianville, Alabama 35759
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Meridianville, AL 35759. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Meridianville, Alabama 35759 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Meridianville, Alabama and around Madison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.84% | 92.20% | 92.25% | 89.12% | 86.48% | 87.96% | 84.58% | 84.34% | 86.64% |
| avg mortgage rate | 6.29% | 4.53% | 3.00% | 3.35% | 4.35% | 4.57% | 4.14% | 3.91% | 4.02% |
| % 15 year fixed mortgage | 5.57% | 6.35% | 6.40% | 9.55% | 11.76% | 9.25% | 12.99% | 13.70% | 11.21% |
| avg mortgage rate | 5.47% | 3.65% | 2.40% | 2.91% | 3.76% | 3.84% | 3.25% | 2.90% | 3.14% |
| Avg credit score | 754.51 | 763.00 | 761.97 | 758.10 | 758.23 | 768.94 | 759.38 | 757.14 | 760.45 |
| Avg LTV (loan to value) | 80.63% | 81.10% | 83.15% | 83.72% | 83.61% | 81.80% | 82.62% | 83.41% | 82.37% |
| Avg DTI (debt to income) | 34.80 | 34.38 | 31.56 | 31.53 | 31.76 | 31.35 | 31.26 | 30.23 | 30.49 |
| % First time homebuyer | 36.07% | 29.40% | 27.74% | 30.23% | 27.04% | 25.22% | 20.94% | 25.64% | 25.81% |
| Avg mortgage insurance % | 14.26% | 12.41% | 13.43% | 14.68% | 14.77% | 12.67% | 13.65% | 14.13% | 13.31% |
Best Mortgage Brokers around Meridianville, Alabama 35759
For those searching for a new home in Meridianville, we have compiled a list of the top mortgage brokers located in and around Meridianville, Alabama 35759 to assist you with your search.
Name
Address
Contact
World Finance & Tax Service
201 Veterans Dr
Scottsboro AL 35759
(256) 574-6288
wac200@worldacceptance.net
OneMain Financial
1603 S Broad St
Scottsboro AL 35759
(256) 574-2200
http://branches.onemainfinancial.com/al/scottsboro/1603-south-broad.html
Acceptance Loan Co.
1603 S Broad St
Scottsboro AL 35759
(256) 574-4756
http://acceptanceloan.com/
Regions Mortgage
510 E Laurel St
Scottsboro AL 35759
(256) 575-2203
3 D Financial
413 S Broad St
Scottsboro AL 35759
(256) 259-2240
Address
201 Veterans Dr
Scottsboro AL
Contact
(256) 574-6288
wac200@worldacceptance.net
Address
1603 S Broad St
Scottsboro AL
Contact
(256) 574-2200
http://branches.onemainfinancial.com/al/scottsboro/1603-south-broad.html
Address
1603 S Broad St
Scottsboro AL
Contact
(256) 574-4756
http://acceptanceloan.com/