Compare Today’s Mortgage Rates in Millport, Alabama 35576
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Millport, Alabama 35576.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,406 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Millport and other areas of Lamar county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Millport, Alabama 35576
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Millport, Alabama 35576
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Millport, AL 35576. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Millport, Alabama 35576 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Millport, Alabama and around Lamar county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 82.76% | 92.35% | 91.46% | 92.57% | 86.99% | 87.36% | 83.95% | 83.02% | 81.40% |
avg mortgage rate | 6.46% | 4.66% | 3.13% | 3.44% | 4.38% | 4.70% | 4.27% | 3.83% | 4.10% |
% 15 year fixed mortgage | 10.34% | 5.61% | 7.47% | 5.71% | 12.20% | 11.49% | 11.11% | 9.43% | 13.95% |
avg mortgage rate | 6.38% | 4.07% | 2.40% | 3.18% | 3.53% | 4.00% | 3.17% | 3.05% | 3.22% |
Avg credit score | 733.79 | 787.80 | 747.06 | 749.74 | 748.89 | 747.05 | 737.33 | 754.25 | 747.90 |
Avg LTV (loan to value) | 79.28% | 84.33% | 83.79% | 83.18% | 82.12% | 82.74% | 80.91% | 79.79% | 83.58% |
Avg DTI (debt to income) | 34.45 | 34.20 | 31.83 | 31.97 | 30.86 | 33.20 | 31.85 | 30.49 | 30.58 |
% First time homebuyer | 44.83% | 30.61% | 21.71% | 26.29% | 33.33% | 26.44% | 16.05% | 15.09% | 23.26% |
Avg mortgage insurance % | 13.00% | 16.64% | 14.41% | 13.00% | 11.44% | 14.30% | 11.26% | 11.21% | 13.21% |
Best Mortgage Brokers around Millport, Alabama 35576
For those searching for a new home in Millport, we have compiled a list of the top mortgage brokers located in and around Millport, Alabama 35576 to assist you with your search.
Name
Address
Contact
The Money Stork
55314 Highway 17
Sulligent AL 35576
(205) 698-8100
Capstone Finance
1815 6th Ave SE
Decatur AL 35576
(256) 308-0035
http://www.capstonedecatur.com
Centerstate Bank
301 S Court St
Florence AL 35576
(256) 718-4200
First Southern Financial
1733 6th Ave SE
Decatur AL 35576
(256) 350-2727
staci.dunn@firstsouthernbank.net
Springleaf Financial Services
1602 Beltline Rd SW
Decatur AL 35576
(256) 353-1660
compliancehelpline@slfs.com
Address
55314 Highway 17
Sulligent AL
Contact
(205) 698-8100
Address
1815 6th Ave SE
Decatur AL
Contact
(256) 308-0035
http://www.capstonedecatur.com
Address
301 S Court St
Florence AL
Contact
(256) 718-4200