Compare Today’s Mortgage Rates for Moody, Alabama

Pureloan searches mortgage lenders and major banks in Moody, Alabama 35004 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,029 or $8 / month is expected in Moody and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Moody, Alabama 35004, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Moody, Alabama 35004

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Moody, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Moody, AL 35004, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Moody, AL

Historical Mortgage Rates for Moody, Alabama 35004 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Moody, Alabama and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Moody, Alabama 35004

If you’re looking to buy a new home in Moody, we have compiled a list of the leading mortgage brokers around Moody, Alabama 35004 to help you with your search.

Name
Address
Contact

Norstar Mortgage

2301 Moody Pkwy

Moody AL 35004

(205) 640-4148

1st Franklin Financial

733 Park Ave

Moody AL 35004

(205) 640-7551

http://locations.1ffc.com/al/moody/733-park-avenue.html

Finance Regional

2206 Village Dr

Moody AL 35004

(205) 640-0109

Advanced Mortgage

2301 Moody Pkwy

Moody AL 35004

(205) 640-4148

Rbc Bank

2301 Moody Pkwy

Moody AL 35004

(205) 640-2350

http://www.rbcbankusa.com/

Address

2301 Moody Pkwy

Moody AL

Contact

(205) 640-4148

Address

733 Park Ave

Moody AL

Contact

(205) 640-7551

http://locations.1ffc.com/al/moody/733-park-avenue.html

Address

2206 Village Dr

Moody AL

Contact

(205) 640-0109

News on Mortgages and Reverse Mortgages for Moody, Alabama 35004