Compare Today’s Mortgage Rates for Moulton, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Moulton, Alabama 35650. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Moulton and surrounding areas of Lawrence county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Moulton, Alabama 35650.
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Summary of Average Mortgage Terms in Moulton, Alabama 35650
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Moulton, AL 35650, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Moulton, Alabama 35650 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Moulton, Alabama and around Lawrence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Moulton, Alabama 35650
If you’re looking to buy a new home in Moulton, we have compiled a list of the leading mortgage brokers around Moulton, Alabama 35650 to help you with your search.
Name
Address
Contact
First South Farm Credit
14390 Market St
Moulton AL 35650
(256) 974-1124
montgomery@firstsouthland.com
First Southern Financial
11227 Al Highway 157
Moulton AL 35650
(256) 974-1776
Financial Services Of Alabama
15086 Court St
Moulton AL 35650
(256) 974-0225
1st Franklin Financial
11227 Al Highway 157
Moulton AL 35650
(256) 974-3444
address@www.1ffc.com
Production Credit Association
14390 Market St
Moulton AL 35650
(256) 974-1124
Address
14390 Market St
Moulton AL
Contact
(256) 974-1124
montgomery@firstsouthland.com
Address
11227 Al Highway 157
Moulton AL
Contact
(256) 974-1776
Address
15086 Court St
Moulton AL
Contact
(256) 974-0225