Compare Today’s Mortgage Rates in Moulton, Alabama 35650
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Moulton, Alabama 35650.
Our search engine thoroughly explores all home mortgage options in Moulton, Alabama 35650, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,897 in lifetime cash or $16 per month in Moulton and other areas of Lawrence county.
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Summary of Average Mortgages in Moulton, Alabama 35650
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Moulton, Alabama 35650
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Moulton, AL 35650. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Moulton, Alabama 35650 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Moulton, Alabama and around Lawrence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.79% | 91.97% | 92.51% | 90.11% | 89.02% | 87.23% | 87.65% | 88.92% | 82.79% |
| avg mortgage rate | 6.41% | 4.56% | 3.01% | 3.31% | 4.37% | 4.63% | 4.15% | 3.91% | 4.04% |
| % 15 year fixed mortgage | 4.51% | 6.41% | 5.64% | 8.17% | 8.30% | 9.49% | 10.02% | 9.02% | 12.79% |
| avg mortgage rate | 5.66% | 3.67% | 2.42% | 2.92% | 3.70% | 3.96% | 3.31% | 3.13% | 3.16% |
| Avg credit score | 750.26 | 757.36 | 750.12 | 751.25 | 764.61 | 751.02 | 772.09 | 748.70 | 753.27 |
| Avg LTV (loan to value) | 81.62% | 81.00% | 83.52% | 83.78% | 82.98% | 82.23% | 84.28% | 82.94% | 82.40% |
| Avg DTI (debt to income) | 36.77 | 33.97 | 32.52 | 31.53 | 31.52 | 31.71 | 31.32 | 31.71 | 30.43 |
| % First time homebuyer | 36.11% | 33.03% | 21.90% | 22.91% | 24.90% | 22.99% | 21.91% | 28.87% | 25.81% |
| Avg mortgage insurance % | 12.85% | 12.98% | 14.12% | 14.33% | 14.16% | 13.12% | 14.24% | 12.40% | 12.00% |
Best Mortgage Brokers around Moulton, Alabama 35650
For those searching for a new home in Moulton, we have compiled a list of the top mortgage brokers located in and around Moulton, Alabama 35650 to assist you with your search.
Name
Address
Contact
First South Farm Credit
14390 Market St
Moulton AL 35650
(256) 974-1124
montgomery@firstsouthland.com
First Southern Financial
11227 Al Highway 157
Moulton AL 35650
(256) 974-1776
Financial Services Of Alabama
15086 Court St
Moulton AL 35650
(256) 974-0225
1st Franklin Financial
11227 Al Highway 157
Moulton AL 35650
(256) 974-3444
address@www.1ffc.com
Production Credit Association
14390 Market St
Moulton AL 35650
(256) 974-1124
Address
14390 Market St
Moulton AL
Contact
(256) 974-1124
montgomery@firstsouthland.com
Address
11227 Al Highway 157
Moulton AL
Contact
(256) 974-1776
Address
15086 Court St
Moulton AL
Contact
(256) 974-0225