Compare Today’s Mortgage Rates for Moulton, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Moulton, Alabama 35650. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Moulton and surrounding areas of Lawrence county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Moulton, Alabama 35650.

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Summary of Average Mortgage Terms in Moulton, Alabama 35650

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Moulton, AL 35650, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Moulton, Alabama 35650 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Moulton, Alabama and around Lawrence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Moulton, Alabama 35650

If you’re looking to buy a new home in Moulton, we have compiled a list of the leading mortgage brokers around Moulton, Alabama 35650 to help you with your search.

Name
Address
Contact

First South Farm Credit

14390 Market St

Moulton AL 35650

(256) 974-1124

montgomery@firstsouthland.com

First Southern Financial

11227 Al Highway 157

Moulton AL 35650

(256) 974-1776

Financial Services Of Alabama

15086 Court St

Moulton AL 35650

(256) 974-0225

1st Franklin Financial

11227 Al Highway 157

Moulton AL 35650

(256) 974-3444

address@www.1ffc.com

Production Credit Association

14390 Market St

Moulton AL 35650

(256) 974-1124

Address

14390 Market St

Moulton AL

Contact

(256) 974-1124

montgomery@firstsouthland.com

Address

11227 Al Highway 157

Moulton AL

Contact

(256) 974-1776

Address

15086 Court St

Moulton AL

Contact

(256) 974-0225

News on Mortgages and Reverse Mortgages for Moulton, Alabama 35650