Compare Today’s Mortgage Rates in Mulga, Alabama 35118
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Mulga, Alabama 35118.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,778 over the lifetime of your 30-year fixed loan, or a monthly savings of $10 in Mulga and other areas of Jefferson county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
33.488336
-86.976586
14846
Summary of Average Mortgages in Mulga, Alabama 35118
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Mulga, Alabama 35118
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Mulga, Alabama 35118
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mulga, AL 35118. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mulga, Alabama 35118 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mulga, Alabama and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
| avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
| % 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
| avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
| Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
| Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
| Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
| % First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
| Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Mulga, Alabama 35118
For those searching for a new home in Mulga, we have compiled a list of the top mortgage brokers located in and around Mulga, Alabama 35118 to assist you with your search.
Name
Address
Contact
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35118
(205) 216-0300
http://www.accentmtg.com
Quik Pawn Shop
3178 Pelham Pkwy
Pelham AL 35118
(205) 663-2910
customerservice@quikpawnshop.com
Check 'n Go
3018 Pelham Pkwy
Pelham AL 35118
(205) 620-9924
comments@checkngo.com
TitleMax Title Loans
3051 Pelham Pkwy
Pelham AL 35118
(205) 621-9180
webinquiries@titlemax.com
Acceptance Loan Co.
2834 Pelham Pkwy
Pelham AL 35118
(205) 663-5821
tclark@acceptanceloan.com
Address
2969 Pelham Pkwy
Pelham AL
Contact
(205) 216-0300
http://www.accentmtg.com
Address
3178 Pelham Pkwy
Pelham AL
Contact
(205) 663-2910
customerservice@quikpawnshop.com
Address
3018 Pelham Pkwy
Pelham AL
Contact
(205) 620-9924
comments@checkngo.com