Compare Today’s Mortgage Rates in Munford, Alabama 36268
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Munford, Alabama 36268.
Our search engine thoroughly explores all home mortgage options in Munford, Alabama 36268, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,084 in lifetime cash or $20 per month in Munford and other areas of Talladega county.
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Summary of Average Mortgages in Munford, Alabama 36268
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Munford, Alabama 36268
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Munford, AL 36268. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Munford, Alabama 36268 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Munford, Alabama and around Talladega county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Munford, Alabama 36268
For those searching for a new home in Munford, we have compiled a list of the top mortgage brokers located in and around Munford, Alabama 36268 to assist you with your search.
Name
Address
Contact
Credit Central
1122 Main St
Roanoke AL 36268
(334) 863-2442
http://www.creditcentralinc.com/
First Stop Title Pawn
1133 Main St
Roanoke AL 36268
(334) 863-7862
775005_afm@uhaul.com
Best Western Inn
2983 Highway 431
Roanoke AL 36268
(334) 863-2100
Western Finance Service
3164 Highway 431
Roanoke AL 36268
(334) 863-7100
Big Money
2180 Montgomery Hwy
Dothan AL 36268
(334) 792-2678
Address
1122 Main St
Roanoke AL
Contact
(334) 863-2442
http://www.creditcentralinc.com/
Address
1133 Main St
Roanoke AL
Contact
(334) 863-7862
775005_afm@uhaul.com
Address
2983 Highway 431
Roanoke AL
Contact
(334) 863-2100