Compare Today’s Mortgage Rates for Ohatchee, Alabama

Pureloan searches mortgage lenders and major banks in Ohatchee, Alabama 36271 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,056 or $11 / month is expected in Ohatchee and other areas of Calhoun county.

Pureloan’s search engine explores all home mortgage options in Ohatchee, Alabama 36271, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ohatchee, Alabama 36271

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ohatchee, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ohatchee, AL 36271, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ohatchee, AL

Historical Mortgage Rates for Ohatchee, Alabama 36271 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ohatchee, Alabama and around Calhoun county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ohatchee, Alabama 36271

If you’re looking to buy a new home in Ohatchee, we have compiled a list of the leading mortgage brokers around Ohatchee, Alabama 36271 to help you with your search.

Name
Address
Contact

Credit Central

1122 Main St

Roanoke AL 36271

(334) 863-2442

http://www.creditcentralinc.com/

First Stop Title Pawn

1133 Main St

Roanoke AL 36271

(334) 863-7862

775005_afm@uhaul.com

Best Western Inn

2983 Highway 431

Roanoke AL 36271

(334) 863-2100

Western Finance Service

3164 Highway 431

Roanoke AL 36271

(334) 863-7100

Big Money

2180 Montgomery Hwy

Dothan AL 36271

(334) 792-2678

Address

1122 Main St

Roanoke AL

Contact

(334) 863-2442

http://www.creditcentralinc.com/

Address

1133 Main St

Roanoke AL

Contact

(334) 863-7862

775005_afm@uhaul.com

Address

2983 Highway 431

Roanoke AL

Contact

(334) 863-2100

News on Mortgages and Reverse Mortgages for Ohatchee, Alabama 36271