Compare Today’s Mortgage Rates for Oneonta, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oneonta, Alabama 35121. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,799 or $5 / month in Oneonta and surrounding areas of Blount county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oneonta, Alabama 35121.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oneonta, Alabama 35121

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oneonta, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oneonta, AL 35121, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oneonta, AL

Historical Mortgage Rates for Oneonta, Alabama 35121 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oneonta, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oneonta, Alabama 35121

If you’re looking to buy a new home in Oneonta, we have compiled a list of the leading mortgage brokers around Oneonta, Alabama 35121 to help you with your search.

Name
Address
Contact

Liberty Finance

1106 2nd Ave E

Oneonta AL 35121

(205) 625-3613

Citizens Finance

1208 2nd Ave E

Oneonta AL 35121

(205) 625-3223

http://www.citizensfinance.com/

Title Cash

995 2nd Ave E

Oneonta AL 35121

(205) 625-3117

contactus@titlecash.com

TitleMax Title Loans

606 2nd Ave E

Oneonta AL 35121

(205) 625-4944

webinquiries@titlemax.com

Accent Mortgage

2969 Pelham Pkwy

Pelham AL 35121

(205) 216-0300

http://www.accentmtg.com

Address

1106 2nd Ave E

Oneonta AL

Contact

(205) 625-3613

Address

1208 2nd Ave E

Oneonta AL

Contact

(205) 625-3223

http://www.citizensfinance.com/

Address

995 2nd Ave E

Oneonta AL

Contact

(205) 625-3117

contactus@titlecash.com

News on Mortgages and Reverse Mortgages for Oneonta, Alabama 35121