Compare Today’s Mortgage Rates for Oneonta, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oneonta, Alabama 35121. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,617 or $16 / month in Oneonta and surrounding areas of Blount county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oneonta, Alabama 35121.
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Summary of Average Mortgage Terms in Oneonta, Alabama 35121
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Oneonta, AL 35121, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oneonta, Alabama 35121 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Oneonta, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oneonta, Alabama 35121
If you’re looking to buy a new home in Oneonta, we have compiled a list of the leading mortgage brokers around Oneonta, Alabama 35121 to help you with your search.
Name
Address
Contact
Liberty Finance
1106 2nd Ave E
Oneonta AL 35121
(205) 625-3613
Citizens Finance
1208 2nd Ave E
Oneonta AL 35121
(205) 625-3223
http://www.citizensfinance.com/
Title Cash
995 2nd Ave E
Oneonta AL 35121
(205) 625-3117
contactus@titlecash.com
TitleMax Title Loans
606 2nd Ave E
Oneonta AL 35121
(205) 625-4944
webinquiries@titlemax.com
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35121
(205) 216-0300
http://www.accentmtg.com
Address
1106 2nd Ave E
Oneonta AL
Contact
(205) 625-3613
Address
1208 2nd Ave E
Oneonta AL
Contact
(205) 625-3223
http://www.citizensfinance.com/
Address
995 2nd Ave E
Oneonta AL
Contact
(205) 625-3117
contactus@titlecash.com