Compare Today’s Mortgage Rates for Oxford, Alabama

Pureloan searches mortgage lenders and major banks in Oxford, Alabama 36203 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,302 or $15 / month is expected in Oxford and other areas of Calhoun county.

Pureloan’s search engine explores all home mortgage options in Oxford, Alabama 36203, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Oxford, Alabama 36203

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oxford, AL 36203, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Oxford, Alabama 36203 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oxford, Alabama and around Calhoun county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oxford, Alabama 36203

If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, Alabama 36203 to help you with your search.

Name
Address
Contact

Southern Finance Co.

1200 Main St

Oxford AL 36203

(256) 831-4600

World Finance

1225 Snow St

Oxford AL 36203

(256) 831-6400

http://www.worldacceptance.com/

Hamilton Mortgage Corporation

1707 Hillyer Robinson Industrial Pkwy S

Oxford AL 36203

(256) 831-0121

http://www.hamiltonmortgage.net/

First South Farm Credit ACA

2341 Al Highway 21 S

Oxford AL 36203

(256) 831-6778

mtjohnson@firstsouthland.com

Acceptance Loan Company

1225 Snow St

Oxford AL 36203

(256) 831-2458

tclark@acceptanceloan.com

Address

1200 Main St

Oxford AL

Contact

(256) 831-4600

Address

1225 Snow St

Oxford AL

Contact

(256) 831-6400

http://www.worldacceptance.com/

Address

1707 Hillyer Robinson Industrial Pkwy S

Oxford AL

Contact

(256) 831-0121

http://www.hamiltonmortgage.net/

News on Mortgages and Reverse Mortgages for Oxford, Alabama 36203