Compare Today’s Mortgage Rates for Ozark, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ozark, Alabama 36361. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,954 or $14 / month in Ozark and other areas of Dale county.

Our search engine explores all home mortgage options in Ozark, Alabama 36361, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Ozark, Alabama 36361

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ozark, AL 36361, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ozark, Alabama 36361 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ozark, Alabama and around Dale county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ozark, Alabama 36361

If you’re looking to buy a new home in Ozark, we have compiled a list of the leading mortgage brokers around Ozark, Alabama 36361 to help you with your search.

Name
Address
Contact

World Finance Corporation

1234 Andrews Ave

Ozark AL 36361

(334) 774-2411

Cashland

550 Andrews Ave

Ozark AL 36361

(334) 445-1930

Covington Credit

828 Andrews Ave

Ozark AL 36361

(334) 774-1449

Miracle Finance

550 Andrews Ave

Ozark AL 36361

(334) 774-0693

Credit Central

152 Barbara Dr

Ozark AL 36361

(334) 774-2175

http://www.creditcentralinc.com

Address

1234 Andrews Ave

Ozark AL

Contact

(334) 774-2411

Address

550 Andrews Ave

Ozark AL

Contact

(334) 445-1930

Address

828 Andrews Ave

Ozark AL

Contact

(334) 774-1449

News on Mortgages and Reverse Mortgages for Ozark, Alabama 36361