Compare Today’s Mortgage Rates for Pansey, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Pansey, Alabama 36370. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,160 or $12 / month in Pansey and surrounding areas of Houston county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Pansey, Alabama 36370.
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Summary of Average Mortgage Terms in Pansey, Alabama 36370
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Pansey, AL 36370, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pansey, Alabama 36370 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Pansey, Alabama and around Houston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pansey, Alabama 36370
If you’re looking to buy a new home in Pansey, we have compiled a list of the leading mortgage brokers around Pansey, Alabama 36370 to help you with your search.
World Finance
302 W Bypass
Andalusia AL 36370
(334) 222-2553
http://worldacceptance.com
TitleMax Title Loans
1509 Dr M L K Jr Expy
Andalusia AL 36370
(334) 427-1104
webinquiries@titlemax.com
OneMain Financial
100 Westgate Plz
Andalusia AL 36370
(334) 222-2557
http://branches.onemainfinancial.com/al/andalusia/100-westgate-plaza.html
Title Cash
811 W Bypass
Andalusia AL 36370
(334) 427-8214
contactus@titlecash.com
TitleBucks Title Loans
1800 E 3 Notch St
Andalusia AL 36370
(334) 468-5340
webinquiries@titlebucks.com
Address
302 W Bypass
Andalusia AL
Contact
(334) 222-2553
http://worldacceptance.com
Address
1509 Dr M L K Jr Expy
Andalusia AL
Contact
(334) 427-1104
webinquiries@titlemax.com
Address
100 Westgate Plz
Andalusia AL
Contact
(334) 222-2557
http://branches.onemainfinancial.com/al/andalusia/100-westgate-plaza.html