Compare Today’s Mortgage Rates in Pansey, Alabama 36370
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Pansey, Alabama 36370.
Our search engine thoroughly explores all home mortgage options in Pansey, Alabama 36370, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,536 in lifetime cash or $21 per month in Pansey and other areas of Houston county.
Summary of Average Mortgages in Pansey, Alabama 36370
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Interactive Mortgage Rate Projections for Pansey, Alabama 36370
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pansey, AL 36370. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pansey, Alabama 36370 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pansey, Alabama and around Houston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Pansey, Alabama 36370
For those searching for a new home in Pansey, we have compiled a list of the top mortgage brokers located in and around Pansey, Alabama 36370 to assist you with your search.
World Finance
302 W Bypass
Andalusia AL 36370
(334) 222-2553
http://worldacceptance.com
TitleMax Title Loans
1509 Dr M L K Jr Expy
Andalusia AL 36370
(334) 427-1104
webinquiries@titlemax.com
OneMain Financial
100 Westgate Plz
Andalusia AL 36370
(334) 222-2557
http://branches.onemainfinancial.com/al/andalusia/100-westgate-plaza.html
Title Cash
811 W Bypass
Andalusia AL 36370
(334) 427-8214
contactus@titlecash.com
TitleBucks Title Loans
1800 E 3 Notch St
Andalusia AL 36370
(334) 468-5340
webinquiries@titlebucks.com
Address
302 W Bypass
Andalusia AL
Contact
(334) 222-2553
http://worldacceptance.com
Address
1509 Dr M L K Jr Expy
Andalusia AL
Contact
(334) 427-1104
webinquiries@titlemax.com
Address
100 Westgate Plz
Andalusia AL
Contact
(334) 222-2557
http://branches.onemainfinancial.com/al/andalusia/100-westgate-plaza.html