Compare Today’s Mortgage Rates in Pell City, Alabama 35128
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Pell City, Alabama 35128.
Our search engine thoroughly explores all home mortgage options in Pell City, Alabama 35128, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $15,246 in lifetime cash or $42 per month in Pell City and other areas of Saint Clair county.
33.586111
-86.286111
14847
Summary of Average Mortgages in Pell City, Alabama 35128
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Pell City, Alabama 35128
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Pell City, Alabama 35128
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pell City, AL 35128. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pell City, Alabama 35128 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pell City, Alabama and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
| avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
| % 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
| avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
| Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
| Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
| Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
| % First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
| Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Pell City, Alabama 35128
For those searching for a new home in Pell City, we have compiled a list of the top mortgage brokers located in and around Pell City, Alabama 35128 to assist you with your search.
Name
Address
Contact
Franklin Denise-St Clair Credit
1019 Martin St S
Pell City AL 35128
(205) 227-0090
Twenty Services
20 Cropwell Dr
Pell City AL 35128
(205) 884-7932
http://www.banking.alabama.gov
Check 'n Go
929 Martin St S
Pell City AL 35128
(205) 490-7824
comments@checkngo.com
Regional Finance Corporation
2401 Stemley Bridge Rd
Pell City AL 35128
(205) 227-0090
http://www.getregionalcash.com/
Hda Title Loans
1605 Martin St S
Pell City AL 35128
(205) 338-6741
http://www.ypad.com/business-profile.cfm/state/AL/city/Pell-City/ppid/3240
Address
1019 Martin St S
Pell City AL
Contact
(205) 227-0090
Address
20 Cropwell Dr
Pell City AL
Contact
(205) 884-7932
http://www.banking.alabama.gov
Address
929 Martin St S
Pell City AL
Contact
(205) 490-7824
comments@checkngo.com