Compare Today’s Mortgage Rates for Pell City, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Pell City, Alabama 35128. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,733 or $5 / month in Pell City and surrounding areas of Saint Clair county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Pell City, Alabama 35128.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Pell City, Alabama 35128

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Pell City, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Pell City, AL 35128, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Pell City, AL

Historical Mortgage Rates for Pell City, Alabama 35128 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Pell City, Alabama and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Pell City, Alabama 35128

If you’re looking to buy a new home in Pell City, we have compiled a list of the leading mortgage brokers around Pell City, Alabama 35128 to help you with your search.

Name
Address
Contact

Franklin Denise-St Clair Credit

1019 Martin St S

Pell City AL 35128

(205) 227-0090

Twenty Services

20 Cropwell Dr

Pell City AL 35128

(205) 884-7932

http://www.banking.alabama.gov

Check 'n Go

929 Martin St S

Pell City AL 35128

(205) 490-7824

comments@checkngo.com

Regional Finance Corporation

2401 Stemley Bridge Rd

Pell City AL 35128

(205) 227-0090

http://www.getregionalcash.com/

Hda Title Loans

1605 Martin St S

Pell City AL 35128

(205) 338-6741

http://www.ypad.com/business-profile.cfm/state/AL/city/Pell-City/ppid/3240

Address

1019 Martin St S

Pell City AL

Contact

(205) 227-0090

Address

20 Cropwell Dr

Pell City AL

Contact

(205) 884-7932

http://www.banking.alabama.gov

Address

929 Martin St S

Pell City AL

Contact

(205) 490-7824

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Pell City, Alabama 35128