Compare Today’s Mortgage Rates for Pell City, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Pell City, Alabama 35128. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,075 or $17 / month in Pell City and surrounding areas of Saint Clair county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Pell City, Alabama 35128.
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Summary of Average Mortgage Terms in Pell City, Alabama 35128
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Pell City, AL 35128, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pell City, Alabama 35128 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Pell City, Alabama and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pell City, Alabama 35128
If you’re looking to buy a new home in Pell City, we have compiled a list of the leading mortgage brokers around Pell City, Alabama 35128 to help you with your search.
Name
Address
Contact
Franklin Denise-St Clair Credit
1019 Martin St S
Pell City AL 35128
(205) 227-0090
Twenty Services
20 Cropwell Dr
Pell City AL 35128
(205) 884-7932
http://www.banking.alabama.gov
Check 'n Go
929 Martin St S
Pell City AL 35128
(205) 490-7824
comments@checkngo.com
Regional Finance Corporation
2401 Stemley Bridge Rd
Pell City AL 35128
(205) 227-0090
http://www.getregionalcash.com/
Hda Title Loans
1605 Martin St S
Pell City AL 35128
(205) 338-6741
http://www.ypad.com/business-profile.cfm/state/AL/city/Pell-City/ppid/3240
Address
1019 Martin St S
Pell City AL
Contact
(205) 227-0090
Address
20 Cropwell Dr
Pell City AL
Contact
(205) 884-7932
http://www.banking.alabama.gov
Address
929 Martin St S
Pell City AL
Contact
(205) 490-7824
comments@checkngo.com