Compare Today’s Mortgage Rates in Perdido, Alabama 36562
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Perdido, Alabama 36562.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Perdido, Alabama 36562. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,043 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Perdido and other areas of Baldwin county.
30.98058
-87.628374
15451
Summary of Average Mortgages in Perdido, Alabama 36562
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Perdido, Alabama 36562
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Perdido, Alabama 36562
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Perdido, AL 36562. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Perdido, Alabama 36562 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Perdido, Alabama and around Baldwin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Perdido, Alabama 36562
For those searching for a new home in Perdido, we have compiled a list of the top mortgage brokers located in and around Perdido, Alabama 36562 to assist you with your search.
Name
Address
Contact
Regions Mortgage
4100 Orange Beach Blvd
Orange Beach AL 36562
(251) 981-1189
http://regions.com/mortgage.rf
Gulfwide Mortgage
27267 Perdido Beach Blvd
Orange Beach AL 36562
(251) 974-3520
patti@sanroccay.com
Mortgage Executives Of Alabama
24695 Canal Rd
Orange Beach AL 36562
(251) 980-1565
Hamilton Hudson Mortgage
24039 Perdido Beach Blvd
Orange Beach AL 36562
(251) 974-3245
islandretreat@gulftel.com
Supreme Lending Orange Beach
25910 Canal Rd
Orange Beach AL 36562
(251) 298-5317
Address
4100 Orange Beach Blvd
Orange Beach AL
Contact
(251) 981-1189
http://regions.com/mortgage.rf
Address
27267 Perdido Beach Blvd
Orange Beach AL
Contact
(251) 974-3520
patti@sanroccay.com
Address
24695 Canal Rd
Orange Beach AL
Contact
(251) 980-1565