Compare Today’s Mortgage Rates for Petrey, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Petrey, Alabama 36062. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,970 or $28 / month in Petrey and other areas of Montgomery county.
Our search engine explores all home mortgage options in Petrey, Alabama 36062, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Petrey, Alabama 36062
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Petrey, AL 36062, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Petrey, Alabama 36062 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Petrey, Alabama and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Petrey, Alabama 36062
If you’re looking to buy a new home in Petrey, we have compiled a list of the leading mortgage brokers around Petrey, Alabama 36062 to help you with your search.
Name
Address
Contact
Residential Mortgage
696 Silver Hills Dr
Prattville AL 36062
(334) 491-7770
charlotte@resmortgage.com
Covington Credit
2050 Highway 14 E
Prattville AL 36062
(334) 361-3166
OneMain Financial
569 McQueen Smith Rd S
Prattville AL 36062
(334) 361-1460
wecare@afsindia.com
Hamilton Mortgage
702 Commerce Ct
Prattville AL 36062
(334) 365-5259
jim@hamiltonmortgage.net
Credit Central
1734 E Main St
Prattville AL 36062
(334) 358-5870
tstewart@creditcentralinc.com
Address
696 Silver Hills Dr
Prattville AL
Contact
(334) 491-7770
charlotte@resmortgage.com
Address
2050 Highway 14 E
Prattville AL
Contact
(334) 361-3166
Address
569 McQueen Smith Rd S
Prattville AL
Contact
(334) 361-1460
wecare@afsindia.com