Compare Today’s Mortgage Rates for Phenix City, Alabama
Pureloan searches mortgage lenders and major banks in Phenix City, Alabama 36868 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,601 or $7 / month is expected in Phenix City and other areas of Russell county.
Pureloan’s search engine explores all home mortgage options in Phenix City, Alabama 36868, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Phenix City, Alabama 36868
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Interactive Mortgage Rate Projections for Phenix City, AL
To forecast and predict mortgage rates in Phenix City, AL 36868, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Phenix City, Alabama 36868 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Phenix City, Alabama and around Russell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Phenix City, Alabama 36868
If you’re looking to buy a new home in Phenix City, we have compiled a list of the leading mortgage brokers around Phenix City, Alabama 36868 to help you with your search.
World Finance
3304 US Highway 80 W
Phenix City AL 36868
(334) 732-2762
http://worldacceptance.com
Regional Finance Corporation
3304 US Highway 80 W
Phenix City AL 36868
(334) 664-9984
http://www.getregionalcash.com/
Loan South Finance Company
3304 US Highway 80 W
Phenix City AL 36868
(334) 480-8876
http://serviceloansouth.com
Cash 2 Go
3909 US Highway 80 W
Phenix City AL 36868
(334) 298-0612
contactus@titlecash.com
Wells Fargo Financial
1825 Stadium Dr
Phenix City AL 36868
(334) 297-5887
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 732-2762
http://worldacceptance.com
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 664-9984
http://www.getregionalcash.com/
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 480-8876
http://serviceloansouth.com