Compare Today’s Mortgage Rates for Phenix City, Alabama

Pureloan searches mortgage lenders and major banks in Phenix City, Alabama 36868 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,601 or $7 / month is expected in Phenix City and other areas of Russell county.

Pureloan’s search engine explores all home mortgage options in Phenix City, Alabama 36868, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Phenix City, Alabama 36868

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Phenix City, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Phenix City, AL 36868, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Phenix City, AL

Historical Mortgage Rates for Phenix City, Alabama 36868 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Phenix City, Alabama and around Russell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Phenix City, Alabama 36868

If you’re looking to buy a new home in Phenix City, we have compiled a list of the leading mortgage brokers around Phenix City, Alabama 36868 to help you with your search.

Name
Address
Contact

World Finance

3304 US Highway 80 W

Phenix City AL 36868

(334) 732-2762

http://worldacceptance.com

Regional Finance Corporation

3304 US Highway 80 W

Phenix City AL 36868

(334) 664-9984

http://www.getregionalcash.com/

Loan South Finance Company

3304 US Highway 80 W

Phenix City AL 36868

(334) 480-8876

http://serviceloansouth.com

Cash 2 Go

3909 US Highway 80 W

Phenix City AL 36868

(334) 298-0612

contactus@titlecash.com

Wells Fargo Financial

1825 Stadium Dr

Phenix City AL 36868

(334) 297-5887

Address

3304 US Highway 80 W

Phenix City AL

Contact

(334) 732-2762

http://worldacceptance.com

Address

3304 US Highway 80 W

Phenix City AL

Contact

(334) 664-9984

http://www.getregionalcash.com/

Address

3304 US Highway 80 W

Phenix City AL

Contact

(334) 480-8876

http://serviceloansouth.com

News on Mortgages and Reverse Mortgages for Phenix City, Alabama 36868