Compare Today’s Mortgage Rates for Phenix City, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Phenix City, Alabama 36870. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,160 or $12 / month in Phenix City and other areas of Lee county.
Our search engine explores all home mortgage options in Phenix City, Alabama 36870, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Phenix City, Alabama 36870
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Phenix City, AL 36870, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Phenix City, Alabama 36870 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Phenix City, Alabama and around Lee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Phenix City, Alabama 36870
If you’re looking to buy a new home in Phenix City, we have compiled a list of the leading mortgage brokers around Phenix City, Alabama 36870 to help you with your search.
World Finance
3304 US Highway 80 W
Phenix City AL 36870
(334) 732-2762
http://worldacceptance.com
Regional Finance Corporation
3304 US Highway 80 W
Phenix City AL 36870
(334) 664-9984
http://www.getregionalcash.com/
Loan South Finance Company
3304 US Highway 80 W
Phenix City AL 36870
(334) 480-8876
http://serviceloansouth.com
Cash 2 Go
3909 US Highway 80 W
Phenix City AL 36870
(334) 298-0612
contactus@titlecash.com
Wells Fargo Financial
1825 Stadium Dr
Phenix City AL 36870
(334) 297-5887
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 732-2762
http://worldacceptance.com
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 664-9984
http://www.getregionalcash.com/
Address
3304 US Highway 80 W
Phenix City AL
Contact
(334) 480-8876
http://serviceloansouth.com