Compare Today’s Mortgage Rates in Pinson, Alabama 35126
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Pinson, Alabama 35126.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Pinson, Alabama 35126. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,778 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Pinson and other areas of Jefferson county.
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Summary of Average Mortgages in Pinson, Alabama 35126
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Pinson, Alabama 35126
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pinson, AL 35126. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pinson, Alabama 35126 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pinson, Alabama and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
% 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
% First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Pinson, Alabama 35126
For those searching for a new home in Pinson, we have compiled a list of the top mortgage brokers located in and around Pinson, Alabama 35126 to assist you with your search.
Name
Address
Contact
Metro Loans
4508 Center Point Rd
Pinson AL 35126
(205) 680-9009
Zero Down Mortgage
4316 Center Point Rd
Pinson AL 35126
(205) 681-4077
http://www.zerodown.com
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35126
(205) 216-0300
http://www.accentmtg.com
Quik Pawn Shop
3178 Pelham Pkwy
Pelham AL 35126
(205) 663-2910
customerservice@quikpawnshop.com
Check 'n Go
3018 Pelham Pkwy
Pelham AL 35126
(205) 620-9924
comments@checkngo.com
Address
4508 Center Point Rd
Pinson AL
Contact
(205) 680-9009
Address
4316 Center Point Rd
Pinson AL
Contact
(205) 681-4077
http://www.zerodown.com
Address
2969 Pelham Pkwy
Pelham AL
Contact
(205) 216-0300
http://www.accentmtg.com