Compare Today’s Mortgage Rates for Pleasant Grove, Alabama
Pureloan searches mortgage lenders and major banks in Pleasant Grove, Alabama 35127 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,644 or $13 / month is expected in Pleasant Grove and other areas of Jefferson county.
Pureloan’s search engine explores all home mortgage options in Pleasant Grove, Alabama 35127, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Pleasant Grove, Alabama 35127
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Pleasant Grove, AL 35127, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pleasant Grove, Alabama 35127 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Pleasant Grove, Alabama and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pleasant Grove, Alabama 35127
If you’re looking to buy a new home in Pleasant Grove, we have compiled a list of the leading mortgage brokers around Pleasant Grove, Alabama 35127 to help you with your search.
Name
Address
Contact
Moman & Associates
624 Pleasant Grove Rd
Pleasant Grove AL 35127
(205) 744-6188
abc@abc.com
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35127
(205) 216-0300
http://www.accentmtg.com
Quik Pawn Shop
3178 Pelham Pkwy
Pelham AL 35127
(205) 663-2910
customerservice@quikpawnshop.com
Check 'n Go
3018 Pelham Pkwy
Pelham AL 35127
(205) 620-9924
comments@checkngo.com
TitleMax Title Loans
3051 Pelham Pkwy
Pelham AL 35127
(205) 621-9180
webinquiries@titlemax.com
Address
624 Pleasant Grove Rd
Pleasant Grove AL
Contact
(205) 744-6188
abc@abc.com
Address
2969 Pelham Pkwy
Pelham AL
Contact
(205) 216-0300
http://www.accentmtg.com
Address
3178 Pelham Pkwy
Pelham AL
Contact
(205) 663-2910
customerservice@quikpawnshop.com