Compare Today’s Mortgage Rates for Prattville, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prattville, Alabama 36066. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,590 or $4 / month in Prattville and surrounding areas of Autauga county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prattville, Alabama 36066.
Summary of Average Mortgage Terms in Prattville, Alabama 36066
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Prattville, AL
To forecast and predict mortgage rates in Prattville, AL 36066, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Prattville, Alabama 36066 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Prattville, Alabama and around Autauga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Prattville, Alabama 36066
If you’re looking to buy a new home in Prattville, we have compiled a list of the leading mortgage brokers around Prattville, Alabama 36066 to help you with your search.
Name
Address
Contact
Inter South Mortgage
1502 S Memorial Dr
Prattville AL 36066
(334) 285-6333
Community Loans Of America
963 S Memorial Dr
Prattville AL 36066
(334) 365-6593
Brandywine Park
1691 S Memorial Dr
Prattville AL 36066
(334) 361-0142
People's Finance Co.
134 W 3rd St
Prattville AL 36066
(334) 365-5946
Title Max
603 S Memorial Dr
Prattville AL 36066
(334) 365-4215
http://www.titlemax.biz
Address
1502 S Memorial Dr
Prattville AL
Contact
(334) 285-6333
Address
963 S Memorial Dr
Prattville AL
Contact
(334) 365-6593
Address
1691 S Memorial Dr
Prattville AL
Contact
(334) 361-0142