Compare Today’s Mortgage Rates for Prattville, Alabama
Pureloan searches mortgage lenders and major banks in Prattville, Alabama 36068 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,435 or $15 / month is expected in Prattville and other areas of Autauga county.
Pureloan’s search engine explores all home mortgage options in Prattville, Alabama 36068, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Prattville, Alabama 36068
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Prattville, AL 36068, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Prattville, Alabama 36068 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Prattville, Alabama and around Autauga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Prattville, Alabama 36068
If you’re looking to buy a new home in Prattville, we have compiled a list of the leading mortgage brokers around Prattville, Alabama 36068 to help you with your search.
Name
Address
Contact
Inter South Mortgage
1502 S Memorial Dr
Prattville AL 36068
(334) 285-6333
Community Loans Of America
963 S Memorial Dr
Prattville AL 36068
(334) 365-6593
Brandywine Park
1691 S Memorial Dr
Prattville AL 36068
(334) 361-0142
People's Finance Co.
134 W 3rd St
Prattville AL 36068
(334) 365-5946
Title Max
603 S Memorial Dr
Prattville AL 36068
(334) 365-4215
http://www.titlemax.biz
Address
1502 S Memorial Dr
Prattville AL
Contact
(334) 285-6333
Address
963 S Memorial Dr
Prattville AL
Contact
(334) 365-6593
Address
1691 S Memorial Dr
Prattville AL
Contact
(334) 361-0142