Compare Today’s Mortgage Rates for Ragland, Alabama

Pureloan searches mortgage lenders and major banks in Ragland, Alabama 35131 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,185 or $14 / month is expected in Ragland and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Ragland, Alabama 35131, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Ragland, Alabama 35131

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ragland, AL 35131, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ragland, Alabama 35131 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ragland, Alabama and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ragland, Alabama 35131

If you’re looking to buy a new home in Ragland, we have compiled a list of the leading mortgage brokers around Ragland, Alabama 35131 to help you with your search.

Name
Address
Contact

Accent Mortgage

2969 Pelham Pkwy

Pelham AL 35131

(205) 216-0300

http://www.accentmtg.com

Quik Pawn Shop

3178 Pelham Pkwy

Pelham AL 35131

(205) 663-2910

customerservice@quikpawnshop.com

Check 'n Go

3018 Pelham Pkwy

Pelham AL 35131

(205) 620-9924

comments@checkngo.com

TitleMax Title Loans

3051 Pelham Pkwy

Pelham AL 35131

(205) 621-9180

webinquiries@titlemax.com

Acceptance Loan Co.

2834 Pelham Pkwy

Pelham AL 35131

(205) 663-5821

tclark@acceptanceloan.com

Address

2969 Pelham Pkwy

Pelham AL

Contact

(205) 216-0300

http://www.accentmtg.com

Address

3178 Pelham Pkwy

Pelham AL

Contact

(205) 663-2910

customerservice@quikpawnshop.com

Address

3018 Pelham Pkwy

Pelham AL

Contact

(205) 620-9924

comments@checkngo.com

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