Compare Today’s Mortgage Rates in Ralph, Alabama 35480
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ralph, Alabama 35480.
Our search engine thoroughly explores all home mortgage options in Ralph, Alabama 35480, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,615 in lifetime cash or $29 per month in Ralph and other areas of Tuscaloosa county.
Summary of Average Mortgages in Ralph, Alabama 35480
Become a certified mortgage expert on Pureloan.com
in Ralph, Alabama 35480
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Ralph, Alabama 35480
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ralph, AL 35480. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ralph, Alabama 35480 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ralph, Alabama and around Tuscaloosa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.58% | 91.53% | 90.81% | 89.08% | 88.65% | 86.99% | 87.05% | 84.52% | 89.54% |
avg mortgage rate | 6.40% | 4.55% | 3.06% | 3.46% | 4.43% | 4.63% | 4.16% | 3.93% | 4.05% |
% 15 year fixed mortgage | 5.00% | 5.88% | 7.51% | 9.52% | 9.36% | 9.14% | 10.31% | 13.31% | 9.49% |
avg mortgage rate | 5.83% | 3.68% | 2.45% | 2.91% | 3.95% | 3.98% | 3.28% | 3.00% | 3.25% |
Avg credit score | 757.10 | 758.71 | 758.08 | 762.31 | 760.13 | 777.22 | 758.44 | 756.20 | 757.48 |
Avg LTV (loan to value) | 82.01% | 81.43% | 83.12% | 82.91% | 83.20% | 82.79% | 84.34% | 84.13% | 84.12% |
Avg DTI (debt to income) | 36.06 | 34.26 | 30.24 | 30.50 | 32.96 | 30.75 | 29.69 | 29.56 | 29.28 |
% First time homebuyer | 39.58% | 32.59% | 32.11% | 34.26% | 30.21% | 31.28% | 27.10% | 26.01% | 28.22% |
Avg mortgage insurance % | 14.02% | 12.26% | 12.96% | 12.78% | 12.38% | 13.20% | 13.90% | 13.96% | 13.29% |
Best Mortgage Brokers around Ralph, Alabama 35480
For those searching for a new home in Ralph, we have compiled a list of the top mortgage brokers located in and around Ralph, Alabama 35480 to assist you with your search.
Title Cash Of Jasper
109 Highway 78 W
Jasper AL 35480
(205) 221-0057
http://www.titlecash.com/
Walker County Finance Company
2402 Viking Dr
Jasper AL 35480
(205) 221-3337
http://friendly-auto-sales.com
1st Community Credit Corporation
800 Highway 78 E
Jasper AL 35480
(205) 387-2557
http://www.getregionalcash.com/
OneMain Financial
714 Highway 78 E
Jasper AL 35480
(205) 384-9116
http://branches.onemainfinancial.com/al/jasper/714-highway-78--e.html
TitleBucks Title Loans
602 Highway 78 W
Jasper AL 35480
(205) 221-2104
webinquiries@titlebucks.com
Address
109 Highway 78 W
Jasper AL
Contact
(205) 221-0057
http://www.titlecash.com/
Address
2402 Viking Dr
Jasper AL
Contact
(205) 221-3337
http://friendly-auto-sales.com
Address
800 Highway 78 E
Jasper AL
Contact
(205) 387-2557
http://www.getregionalcash.com/