Compare Today’s Mortgage Rates in Ramer, Alabama 36069
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ramer, Alabama 36069.
Our search engine thoroughly explores all home mortgage options in Ramer, Alabama 36069, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,543 in lifetime cash or $15 per month in Ramer and other areas of Montgomery county.
Summary of Average Mortgages in Ramer, Alabama 36069
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Interactive Mortgage Rate Projections for Ramer, Alabama 36069
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ramer, AL 36069. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ramer, Alabama 36069 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ramer, Alabama and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
% First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Ramer, Alabama 36069
For those searching for a new home in Ramer, we have compiled a list of the top mortgage brokers located in and around Ramer, Alabama 36069 to assist you with your search.
OneMain Financial
466 Gilmer Ave
Tallassee AL 36069
(334) 283-6576
http://branches.onemainfinancial.com/al/tallassee/466-gilmer-avenue.html
Money Now
1203 Gilmer Ave
Tallassee AL 36069
(334) 252-0235
tameracuthbert@moneynow.net
Home Town Credit
119 Southland Vlg
Troy AL 36069
(334) 670-0021
Troy Loan Service
1000 Hunters Mountain Pkwy
Troy AL 36069
(334) 566-6672
A Plus Mortgage
1132 S McDonough St
Montgomery AL 36069
(334) 262-7587
http://aplusltd.com/
Address
466 Gilmer Ave
Tallassee AL
Contact
(334) 283-6576
http://branches.onemainfinancial.com/al/tallassee/466-gilmer-avenue.html
Address
1203 Gilmer Ave
Tallassee AL
Contact
(334) 252-0235
tameracuthbert@moneynow.net
Address
119 Southland Vlg
Troy AL
Contact
(334) 670-0021