Compare Today’s Mortgage Rates for Ramer, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ramer, Alabama 36069. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,875 or $5 / month in Ramer and surrounding areas of Montgomery county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ramer, Alabama 36069.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ramer, Alabama 36069

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ramer, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ramer, AL 36069, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ramer, AL

Historical Mortgage Rates for Ramer, Alabama 36069 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ramer, Alabama and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ramer, Alabama 36069

If you’re looking to buy a new home in Ramer, we have compiled a list of the leading mortgage brokers around Ramer, Alabama 36069 to help you with your search.

Name
Address
Contact

OneMain Financial

466 Gilmer Ave

Tallassee AL 36069

(334) 283-6576

http://branches.onemainfinancial.com/al/tallassee/466-gilmer-avenue.html

Money Now

1203 Gilmer Ave

Tallassee AL 36069

(334) 252-0235

tameracuthbert@moneynow.net

Home Town Credit

119 Southland Vlg

Troy AL 36069

(334) 670-0021

Troy Loan Service

1000 Hunters Mountain Pkwy

Troy AL 36069

(334) 566-6672

A Plus Mortgage

1132 S McDonough St

Montgomery AL 36069

(334) 262-7587

http://aplusltd.com/

Address

466 Gilmer Ave

Tallassee AL

Contact

(334) 283-6576

http://branches.onemainfinancial.com/al/tallassee/466-gilmer-avenue.html

Address

1203 Gilmer Ave

Tallassee AL

Contact

(334) 252-0235

tameracuthbert@moneynow.net

Address

119 Southland Vlg

Troy AL

Contact

(334) 670-0021

News on Mortgages and Reverse Mortgages for Ramer, Alabama 36069