Compare Today’s Mortgage Rates in Randolph, Alabama 36792
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Randolph, Alabama 36792.
Our search engine thoroughly explores all home mortgage options in Randolph, Alabama 36792, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,351 in lifetime cash or $15 per month in Randolph and other areas of Bibb county.
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Summary of Average Mortgages in Randolph, Alabama 36792
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Randolph, Alabama 36792
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Randolph, AL 36792. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Randolph, Alabama 36792 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Randolph, Alabama and around Bibb county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Randolph, Alabama 36792
For those searching for a new home in Randolph, we have compiled a list of the top mortgage brokers located in and around Randolph, Alabama 36792 to assist you with your search.
Name
Address
Contact
Bank Trust
1431 Gateway Dr
Opelika AL 36792
(334) 745-2113
Local Finance
36 Samford Ave
Opelika AL 36792
(334) 742-0883
East Alabama Credit
3909 Pepperell Pkwy
Opelika AL 36792
(334) 745-2510
trishia@charter.net
Nations Quick Cash
3304 Pepperell Pkwy
Opelika AL 36792
(334) 737-0070
TitleMax Title Loans
3901 Pepperell Pkwy
Opelika AL 36792
(334) 741-8449
webinquiries@titlemax.com
Address
1431 Gateway Dr
Opelika AL
Contact
(334) 745-2113
Address
36 Samford Ave
Opelika AL
Contact
(334) 742-0883
Address
3909 Pepperell Pkwy
Opelika AL
Contact
(334) 745-2510
trishia@charter.net