Compare Today’s Mortgage Rates for Randolph, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Randolph, Alabama 36792. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Randolph and surrounding areas of Bibb county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Randolph, Alabama 36792.

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Summary of Average Mortgage Terms in Randolph, Alabama 36792

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Randolph, AL 36792, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Randolph, Alabama 36792 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Randolph, Alabama and around Bibb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Randolph, Alabama 36792

If you’re looking to buy a new home in Randolph, we have compiled a list of the leading mortgage brokers around Randolph, Alabama 36792 to help you with your search.

Name
Address
Contact

Bank Trust

1431 Gateway Dr

Opelika AL 36792

(334) 745-2113

Local Finance

36 Samford Ave

Opelika AL 36792

(334) 742-0883

East Alabama Credit

3909 Pepperell Pkwy

Opelika AL 36792

(334) 745-2510

trishia@charter.net

Nations Quick Cash

3304 Pepperell Pkwy

Opelika AL 36792

(334) 737-0070

TitleMax Title Loans

3901 Pepperell Pkwy

Opelika AL 36792

(334) 741-8449

webinquiries@titlemax.com

Address

1431 Gateway Dr

Opelika AL

Contact

(334) 745-2113

Address

36 Samford Ave

Opelika AL

Contact

(334) 742-0883

Address

3909 Pepperell Pkwy

Opelika AL

Contact

(334) 745-2510

trishia@charter.net

News on Mortgages and Reverse Mortgages for Randolph, Alabama 36792