Compare Today’s Mortgage Rates in Ryland, Alabama 35767
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ryland, Alabama 35767.
Our search engine thoroughly explores all home mortgage options in Ryland, Alabama 35767, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,145 in lifetime cash or $12 per month in Ryland and other areas of Madison county.
34.778949
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Summary of Average Mortgages in Ryland, Alabama 35767
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ryland, Alabama 35767
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ryland, AL 35767. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ryland, Alabama 35767 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ryland, Alabama and around Madison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.84% | 92.20% | 92.25% | 89.12% | 86.48% | 87.96% | 84.58% | 84.34% | 86.64% |
avg mortgage rate | 6.29% | 4.53% | 3.00% | 3.35% | 4.35% | 4.57% | 4.14% | 3.91% | 4.02% |
% 15 year fixed mortgage | 5.57% | 6.35% | 6.40% | 9.55% | 11.76% | 9.25% | 12.99% | 13.70% | 11.21% |
avg mortgage rate | 5.47% | 3.65% | 2.40% | 2.91% | 3.76% | 3.84% | 3.25% | 2.90% | 3.14% |
Avg credit score | 754.51 | 763.00 | 761.97 | 758.10 | 758.23 | 768.94 | 759.38 | 757.14 | 760.45 |
Avg LTV (loan to value) | 80.63% | 81.10% | 83.15% | 83.72% | 83.61% | 81.80% | 82.62% | 83.41% | 82.37% |
Avg DTI (debt to income) | 34.80 | 34.38 | 31.56 | 31.53 | 31.76 | 31.35 | 31.26 | 30.23 | 30.49 |
% First time homebuyer | 36.07% | 29.40% | 27.74% | 30.23% | 27.04% | 25.22% | 20.94% | 25.64% | 25.81% |
Avg mortgage insurance % | 14.26% | 12.41% | 13.43% | 14.68% | 14.77% | 12.67% | 13.65% | 14.13% | 13.31% |
Best Mortgage Brokers around Ryland, Alabama 35767
For those searching for a new home in Ryland, we have compiled a list of the top mortgage brokers located in and around Ryland, Alabama 35767 to assist you with your search.
Name
Address
Contact
Network Funding
604 Madison St SE
Huntsville AL 35767
(256) 428-8888
http://nflp.com/huntsville/
Tri-Star Association
604C Madison St SE
Huntsville AL 35767
(256) 428-8888
Acopia Home Loans
120 Holmes Ave NE
Huntsville AL 35767
(256) 517-8998
Menlow Park Funding
502 Cleveland Ave NW
Huntsville AL 35767
(256) 427-5626
First Bank Mortgage Partners
507 Drake Ave SW
Huntsville AL 35767
(256) 539-1559
mortgageinfo@firstbankonline.com
Address
604 Madison St SE
Huntsville AL
Contact
(256) 428-8888
http://nflp.com/huntsville/
Address
604C Madison St SE
Huntsville AL
Contact
(256) 428-8888
Address
120 Holmes Ave NE
Huntsville AL
Contact
(256) 517-8998