Compare Today’s Mortgage Rates in Saginaw, Alabama 35137
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Saginaw, Alabama 35137.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,049 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in Saginaw and other areas of Shelby county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Saginaw, Alabama 35137
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Interactive Mortgage Rate Projections for Saginaw, Alabama 35137
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saginaw, AL 35137. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saginaw, Alabama 35137 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saginaw, Alabama and around Shelby county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
% 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
% First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Saginaw, Alabama 35137
For those searching for a new home in Saginaw, we have compiled a list of the top mortgage brokers located in and around Saginaw, Alabama 35137 to assist you with your search.
Stevews Fast Money Loans
765 Highway 78
Sumiton AL 35137
(205) 255-6282
stevesfastmoneyloans@gmail.com
World Finance
140 Hull Rd
Sumiton AL 35137
(205) 648-8600
Archway Mortgage
6290 US Highway 11
Springville AL 35137
(205) 467-9662
ghutson@archwaymortgage.com
Rbc Bank
6384 US Highway 11
Springville AL 35137
(205) 467-6194
http://www.rbcbankusa.com/
Accent Mortgage
2969 Pelham Pkwy
Pelham AL 35137
(205) 216-0300
http://www.accentmtg.com
Address
765 Highway 78
Sumiton AL
Contact
(205) 255-6282
stevesfastmoneyloans@gmail.com
Address
140 Hull Rd
Sumiton AL
Contact
(205) 648-8600
Address
6290 US Highway 11
Springville AL
Contact
(205) 467-9662
ghutson@archwaymortgage.com