Compare Today’s Mortgage Rates for Saint Stephens, Alabama

Pureloan searches mortgage lenders and major banks in Saint Stephens, Alabama 36569 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,401 or $4 / month is expected in Saint Stephens and other areas of Washington county.

Pureloan’s search engine explores all home mortgage options in Saint Stephens, Alabama 36569, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Stephens, Alabama 36569

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint Stephens, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Stephens, AL 36569, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint Stephens, AL

Historical Mortgage Rates for Saint Stephens, Alabama 36569 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saint Stephens, Alabama and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Stephens, Alabama 36569

If you’re looking to buy a new home in Saint Stephens, we have compiled a list of the leading mortgage brokers around Saint Stephens, Alabama 36569 to help you with your search.

Name
Address
Contact

World Acceptance

15 Shelton Beach Rd

Saraland AL 36569

(251) 442-0992

http://www.worldacceptance.com/

TitleMax Title Loans

315-C US Highway 43

Saraland AL 36569

(251) 675-7973

webinquiries@titlemax.com

OneMain Financial

5-A Highway 43 S

Saraland AL 36569

(251) 675-4643

wecare@afsindia.com

Title Cash

209 Saraland Blvd N

Saraland AL 36569

(251) 679-3249

contactus@titlecash.com

Covington Credit Corporation

25 Saraland Blvd S

Saraland AL 36569

(251) 679-0791

Address

15 Shelton Beach Rd

Saraland AL

Contact

(251) 442-0992

http://www.worldacceptance.com/

Address

315-C US Highway 43

Saraland AL

Contact

(251) 675-7973

webinquiries@titlemax.com

Address

5-A Highway 43 S

Saraland AL

Contact

(251) 675-4643

wecare@afsindia.com

News on Mortgages and Reverse Mortgages for Saint Stephens, Alabama 36569