Compare Today’s Mortgage Rates for Samantha, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Samantha, Alabama 35482. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,991 or $8 / month in Samantha and other areas of Pickens county.
Our search engine explores all home mortgage options in Samantha, Alabama 35482, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Samantha, Alabama 35482
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Samantha, AL 35482, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Samantha, Alabama 35482 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Samantha, Alabama and around Pickens county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Samantha, Alabama 35482
If you’re looking to buy a new home in Samantha, we have compiled a list of the leading mortgage brokers around Samantha, Alabama 35482 to help you with your search.
Title Cash Of Jasper
109 Highway 78 W
Jasper AL 35482
(205) 221-0057
http://www.titlecash.com/
Walker County Finance Company
2402 Viking Dr
Jasper AL 35482
(205) 221-3337
http://friendly-auto-sales.com
1st Community Credit Corporation
800 Highway 78 E
Jasper AL 35482
(205) 387-2557
http://www.getregionalcash.com/
OneMain Financial
714 Highway 78 E
Jasper AL 35482
(205) 384-9116
http://branches.onemainfinancial.com/al/jasper/714-highway-78--e.html
TitleBucks Title Loans
602 Highway 78 W
Jasper AL 35482
(205) 221-2104
webinquiries@titlebucks.com
Address
109 Highway 78 W
Jasper AL
Contact
(205) 221-0057
http://www.titlecash.com/
Address
2402 Viking Dr
Jasper AL
Contact
(205) 221-3337
http://friendly-auto-sales.com
Address
800 Highway 78 E
Jasper AL
Contact
(205) 387-2557
http://www.getregionalcash.com/